Master the Abyss, starting from an apprentice priest.

Chapter 181: Terms and New Life (5k)

"——《Gambling Agreement》?!"

The vice president of the Golden Country Bank, Gonzalo Manston, suddenly had a complicated expression on his face, and his eyes were full of astonishment.

"Mr. Luo Xiu Carlos, why do you want to sign the "Gambling Agreement" with us? I think you must know what this agreement represents."

"Of course." Luo Xiu nodded and said, "I know it very well."

At Golden Country Bank, there is a special "high-risk, high-return" cooperation model between customers and the bank. The contract signed by it is known as the "Betting Agreement" in the industry.

The general model is this: the bank or the customer will propose a certain goal. If the customer can achieve this goal, the bank will give the customer additional benefits that are far higher than the normal investment model. But if the customer fails to achieve the goal, there will be no benefits. On the contrary, the bank will "charge" the customer a large amount of principal and interest.

It is essentially a game, and the occasions when the "Vet Agreement" is usually used are generally emergency situations, such as facing bankruptcy or being on the verge of life and death.

"...You are aware of the meaning behind the "Gambling Agreement", Mr. Luo Xiu."

Gonzalo said in a serious tone:

"As a friend and business partner, I want to remind you that in contracts involving the Gambling Agreement, the Golden Country Bank is always the winner. This is an unchanging rule."

"I know." Luo Xiu nodded, but his firm attitude did not diminish at all. "So, I said at the beginning that for you, it is absolutely a perfect contract."

"Now, Mr. Gonzalo, can I tell you what I want?"

"..."

"Of course, you are a distinguished guest, and I should listen to your request."

Gonzalo nodded, an apologetic look on his face, and said, "I'm sorry, I was so excited before that I didn't realize that you hadn't told me your thoughts yet."

"It's okay, Mr. Gonzalo." Luo Xiu smiled and said slowly:

"It's like this. I want to use my three investments in the bank as the principal to sign a "betting agreement" with you."

"The content of this agreement is that I believe that the total value of this investment will be more than double its current value within a month. With this goal in mind, I hope to loan the bank an amount equal to its current value."

"This is what I am asking for, and I also want to make another promise - if my investment does achieve the returns I expected, then I will voluntarily transfer half of these investment properties to the bank and pay the bank normal interest; on the contrary, if they fail to achieve my expectations, all of my investment assets will be transferred to the bank, and the bank will be paid the difference and double the normal interest."

“…” Gonzalo did not respond, but frowned and fell into deep thought.

After a brief silence, Gonzalo finally spoke:
"My friend, to tell you the truth, your three investments have increased in value by another 20% in the past three days. Now, they have a share of nearly 2.3 million bonds."

"——Two million three hundred thousand commercial bonds! Do you know what this means? You are one of the earliest investors in this field, so you can get tens or even hundreds of times the returns you have now! Their value will continue to grow rapidly in the future, but... I still think that the "Vet Agreement" you proposed is too risky for you."

"I know." Luo Xiu nodded. "But, Mr. Gonzalo, the person I'm discussing with you now is a businessman with a spirit of forging ahead. So, I don't think those secular and conservative ideas can limit my steps."

"So, I'm here to find you and want to sign this 'Gambling Agreement' with you because I have other important business plans that require new capital investment, and I am absolutely confident."

Luo Xiu paused for a moment and said:

"In any case, I think the terms I proposed should be of great benefit to you and the Golden Country Bank. Regardless of whether I achieve my desired goal or not, you and the bank will benefit greatly from it, right?"

“……” Gonzalo was silent again.

After careful consideration, the worry in Gonzalo's eyes disappeared, and was replaced by the shrewdness and depth of a "big businessman" and "banker". He gave people the feeling of a beast in a peak-lapel suit.

"You are right. I should not have said those words to a fellow businessman who has free will."

Gonzalo nodded and said, "I apologize to you, Mr. Rossio Carlos. Indeed, from the perspective of the Golden Country Bank, this "Vet Agreement" is a win-win situation. The future growth value of your investment properties is far more than what they currently reflect."

"But, Mr. Ross Carlos, I think there are still some areas that need to be further refined regarding the terms you proposed. So I wonder if we can have a more detailed discussion here?"

"..."

When Gonzalo said this, Luo Xiu understood that the vice president of the Golden Country Bank, Mr. Gonzalo Manston, had accepted the "Betting Agreement" he proposed.

"Okay." Luo Xiu nodded. He stretched out his hand, shook hands with Gonzalo, and said:

"Then let us proceed to the next step of the discussion."

……

Luo Xiu and Gonzalo's discussion on the terms of the "Betting Agreement" lasted until half a day.

During this period, they first confirmed the amount of the loan, which was a total of 2.3 million commercial bonds, equivalent to 2,300 Imperial Platinum Coins, and used the three investment assets owned by Luo Xiu as collateral.

The "Gold Country Bank" has a professional asset appraisal team. They have carefully evaluated the investment assets under the name of "Index Carlos" and believe that they do have huge potential, which is enough to qualify as collateral for this huge loan.

At the same time, the evaluation team believes that according to the expectation of "doubling the total investment" proposed by Carlos Rossi, there is an 18.7% probability that this can be achieved, which is in line with the interest and risk model constructed by the team.

In addition, Gonzalo and Luo Xiu jointly confirmed the interest rate of the "loan". "Monthly interest, 2200% of ", which means that Luo Xiu must pay the bank about imperial gold coins in interest every month until the loan is repaid.

Although this interest seems very scary, it can be paid with the inflated share of Luo Xiu's investment assets. Therefore, Luo Xiu is not worried about being chased by the "Golden Country Bank". The interest generated will be automatically deducted from the investment profit.

……

In the evening, when Gonzalo's secretary walked into Gonzalo's office holding a thick stack of contract pages, Gonzalo stood up from his seat, extended his hand to Luo Xiu again, and said:
"We have signed a perfect contract again. Mr. Rossouw Carlos, I pay my sincerest tribute to your spirit of free trader."

"No, it should be me who expresses my sincere gratitude for your understanding."

Ross Carlos and Gonzalo Manston held hands tightly again. Gonzalo's secretary took out a camera from somewhere and captured this precious moment for them.

"So, Mr. Luo Xiu, when do you want to come and collect the money? The staff in charge of counting will be able to prepare them by tomorrow morning at the latest."

"I'll come back tomorrow morning." Luo Xiu said with a smile, "Then I should say goodbye."

"Goodbye my friend."

Gonzalo also had a gentle and friendly smile on his face, and said:
"Gold Country Bank will always welcome you."

……

Leaving the Golden Country Bank in Songyuan City and walking on the bustling "Golden Street", the heavy thoughts that had been weighing on Luo Xiu's mind slowly dissipated with the formal signing of the "Gambling Agreement" contract.

Luo Xiu understood very well that he could only use this method of almost exhausting all resources once.

And this time, he happened to be standing at the cusp of a situation that could truly ensure a "stable win".

What only Luo Xiu himself knew was that one month from now, due to the impact of the "September Plague" and the "October Famine", their industry share in the corresponding investment areas in the previous life would triple as a whole - tripled in just one month!
This is exactly the reason why Luo Xiu dared to propose the "betting agreement".

However, the expected goal he gave was just doubling, which seemed radical to Gonzalo, but actually too conservative to Luo Xiu. He was also worried about the unnecessary "butterfly effect" that would cause him to fail miserably.

In fact, before going to the Golden Country Bank to actually negotiate the "Betting Agreement" with Gonzalo, Luo Xiu's only worry was whether Gonzalo was willing to accept his proposal.

Because in Luo Xiu's own imagination, the only proof of his assets in the Golden Country Bank was the three investments, and if Gonzalo rejected him on the grounds of unclear risks, then Luo Xiu would have to think of another way out. Therefore, Luo Xiu chose to transfer the investment assets to the "Golden Country Bank", which was more tempting than cold money, because any businessman or banker could see the infinite potential behind these assets.

It is like a stock that is expected to continue to rise and is currently sold for 100 gold coins per share. Its actual value is far more than the real 100 gold coins.

In the eyes of big businessmen and bankers like Gonzalo, the real value of investment assets "worth two million" is actually far more than that two million, and they should have longer-term returns.

Therefore, Luo Xiu was also gambling, but what he was gambling on was not the content of the "Betting Agreement" itself, but whether Gonzalo agreed that there was higher potential and value behind those investment assets - as long as he could agree, then he had no reason to reject Luo Xiu's proposal for the "Betting Agreement", because it would indeed have huge benefits for Gonzalo and even the entire "Golden Country Bank". It was a rare opportunity to recover assets from the holders of these assets in important investment areas at a lower cost.

Luo Xiu won the bet.

In this way, he solved the problem of how to pay all the money to "Black Sword Mansion" later.

"……call."

Luo Xiu, walking on the Golden Street, breathed a long sigh of relief.

To be honest, Luo Xiu had originally planned that if Gonzalo Manston rejected his proposal, he would go back to his old job as the "Fourth Disaster" and do some "robbing the rich to help the poor" according to the locations of several wealthy dog ​​families in Songyuan City that he remembered.

But it seems that it is no longer necessary now...those golden turtles waiting to be slaughtered can be kept free for a while.

Luo Xiu thought happily as he took Index with him and walked back to the "Wolf Hunting Tavern".

……

Wolf Hunter Tavern.

Isaac, the "Knight of the Throne", who had just finished a game of chess, was walking out of the tavern carrying a bench. He saw the figures of Luo Xiu and Index from a distance and walked towards the tavern slowly.

Soon, they came in front of Isaac.

"……snort."

Isaac looked at Luo Xiu with deep eyes and said:

"I thought you were dead."

"..."

"Then I'm sorry to disappoint you." Luo Xiu responded with a smile.

"You didn't come back last night." Isaac ignored Luo Xiu's teasing and said seriously, "Some of my friends told me that those insects from the 'Principality of Thieves' seem to have appeared again."

The insects of the Duchy of Thieves... Luo Xiu thought for a moment and soon understood what Isaac meant.

"You mean, those 'black teeth'?" Luo Xiu asked.

"Yes." Isaac nodded. "Since you are a 'priest', I think it's okay for you to know some information."

"...I understand." Luo Xiu nodded and said, "I will pay attention."

Isaac said nothing more. He then carried the bench and walked to the end of the street.

Luo Xiu and Index then entered the "Wolf Hunting Tavern" and returned to their room in the tavern.

Luo Xiu probably understood Isaac's reminder. During the time when he went to the "Black Sword Mansion", the "Executioner" Koros probably asked the "Fallen Prophet" to do divination for him again.

This third wave of "Black Fangs" had already sneaked into Songyuan City, and I had been staying in the mansion, which was relatively safe at that time, so I didn't keep an eye on their divination all the time, and didn't discover their traces at the first time.

However, this was what Luo Xiu was going to do later. After returning to the room, he sat down on the edge of the bed and mobilized his spiritual power to communicate with Fenrir, the "Nightmare Wolf" who had been guarding the depths of his soul:

"…Fenrir. Give me the 'abnormal spirits' you captured in the past two days."

"——Awoo!" In Luo Xiu's ears, he seemed to hear a cheerful wolf howl. Then, a spirituality mixed with a cold breath was transmitted by Fenrir and condensed at Luo Xiu's fingertips.

Luo Xiu took out the "Silver Sundial Compass" from his bracelet and pressed the "abnormal spirituality" captured by Fenrir into the compass. The mercury on the compass, which had been deposited in the groove like stagnant water, suddenly became active, and the pointer on it gradually pointed to a clear direction.

That was different from the direction of the "dark hidden camp" that Luo Xiu had expected at the beginning, which meant that the enemy had indeed taken action and was now lurking in a corner of Songyuan City.

After finishing all this, Luo Xiu put away the compass and his eyes fell on Index.

As soon as she entered the room, Index consciously transformed herself into a "civet cat". She jumped directly and lightly onto the windowsill, as if that was her territory and her nest.

After following Luo Xiu as a servant for a whole day, Index seemed to have become much more tired, but Luo Xiu knew that now was not the time for her to rest peacefully.

"...Intis." Luo Xiu called softly.

Hearing the voice of "My Lord", Index Cat, who was originally curled up on the windowsill for a nap, suddenly regained her spirits.

Index cat jumped down from the ground, and after a burst of green mist, she turned back into human form. She knelt on one knee, presented a gesture of "dedication" to Luo Xiu, and said: "Please show me, my lord."

Luo Xiu nodded and said:

"Intis... Seven days have passed. The shackles of the Two-Faced Doll on you have dissipated. Now, you can use it to restore your true strength as the Triple Fate."

It has been seven days since I used the "Double-Faced Doll" to reset Index's points! Let Index recover to her original combat power, and also make more preparations for the upcoming "Black Fangs"!
By then, when facing those black fangs, the Index that she had carefully trained would be able to join the battle. By the way, she could also brush up on the prerequisites of her "Shadow of Slaughter", allowing her to become stronger in battle after battle.

Hearing this, a look of surprise appeared on Index's face.

"...I understand, my Lord." Intis said softly with a firm look on her face, "I am ready."

Luo Xiu nodded. He didn't say anything more. He just took out the "Double-Faced Doll" from his bracelet, activated it, and said to Index:

"Next, follow my instructions, Index. Just like last time."

The two-faced puppet began to emit a dim light, accompanied by Luo Xiu's low voice:
"Intis, imagine your spirit gradually sharpening your claws... You will become faster, more sensitive, and more powerful... You will pierce the enemy's chest, grab the enemy's heart, and behead the enemy..."

……

Ten minutes passed.

When the dense deep light that permeated the two-faced doll dissipated, Index also completed her "cleaning" process.

In Luo Xiu's detection of Index's panel, the two highest attributes of "The Destroyer" Index have returned to Agility and Perception, followed by Strength, Wisdom and Luck...

This is in line with Luo Xiu's plan for the development of Index's combat power. At this time, Index is still sinking in the pain of bone and marrow being torn out, but she will wake up soon.

Finally, when Index slowly opened her eyes, a happy smile appeared on her face, and she murmured vaguely:
"I can feel it……"

"I feel...rebirth."

……

There is also ovo in the evening
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(End of this chapter)