Ming Dynasty: I risked my life to teach the prince, the emperor begged me not to die

Chapter 492: Be Confident in Ming Dynasty
Liu Daxia and Liu Jian really didn't expect that Chen Ce, who was usually gentle and polite, would be so eloquent.

They had no chance to defend themselves and were able to prove their son's guilt.

Liu Daxia originally thought that Liu Jian was the prime minister of the cabinet. Now that he has come forward, the civil servants will definitely give Liu Jian face, right?
But now the Ming Dynasty seemed to have changed, and the cabinet chief minister was left to fight alone? No one came out to help Liu Jian condemn Chen Ce?
Emperor Hongzhi frowned slightly. He stared at Liu Daxia and said in a deep voice, "Mr. Liu, it is my will that you be imprisoned for investigation. Next time your son wants revenge, just seek revenge from me. Don't make things difficult for Chunjian."

Hearing this, Liu Daxia's thighs trembled, he swallowed his saliva, and said hurriedly: "Your Majesty, I dare not, please understand!"

Emperor Hongzhi snorted slightly, then looked at Liu Jian and said, "Lord Liu, I am not biased. Your son is at fault in this matter. Marquis Tai'an fought back later and he is not at fault."

"I am not the Ministry of Justice, so I naturally cannot judge right or wrong. Let the Ministry of Justice handle this matter."

Min Gui cupped his hands and said, "I will definitely handle this impartially and give an explanation to Marquis Tai'an."

Now the matter has become clear. The intention of Emperor Hongzhi could not be more obvious. He wants to deal with the descendants of Liu Jian and Liu Daxia and give an explanation to Chen Ce.

With the emperor's clear advice on how to deal with the matter, Min Gui didn't have to think so much.

Liu Jian and Liu Daxia never imagined that they had come to Fengtian Hall today with great vigour to seek justice, but not only did they fail to get justice, but they also ended up with their son being thrown into prison.

"Your illness has not yet healed, go back and rest first."

Emperor Hongzhi had already given Liu Jian a lot of face and did not punish him for not parenting his children well. Otherwise, Chen Ce's murderous words would have been enough to cause Liu Jie to spend two more years in prison.

Naturally, Liu Jian would not be tactless. After expressing his gratitude, he bowed and left.

As for Liu Daxia, since Liu Jian had left, he certainly would not continue to make a fool of himself in the Fengtian Hall. He simply bowed his hands, confessed his guilt, and left.

"Chun Jian, get on the train."

Since he was already here, Emperor Hongzhi naturally did not let Chen Ce go back. He directly asked him to stand in the line and continue the court meeting.

The Minister of the Ministry of Revenue Qin Hong continued to report the situation. After he announced the Ming Dynasty's plan to open state-owned money houses near the Maritime Customs Offices in Guangdong, Guangxi, Fujian, Shandong, Zhejiang and other places, and to ban all private money houses, it immediately aroused opposition from many people in the court.

Meng Xiandong, the Imperial Censor of the Ministry of Revenue, stepped out and bowed, saying, "Your Majesty! I think this matter, competing with the people for profit, is really inappropriate!"

If private money houses were banned, countless behind-the-scenes forces such as loan sharks would suffer huge losses. Many of these private money houses were collusion between officials and businessmen, so it was not surprising that someone from the imperial court would come forward to refute them.

If your country sets up money houses, then so be it. It has nothing to do with them. But if your country sets up money houses, but bans private money houses and attempts to monopolize the money house industry, isn’t this going to cut off their source of income?

Meng Xiandong continued loudly: "Nowadays, money houses have developed into one of the private commercial sectors. Private lending and other businesses are all carried out in money houses. This is a move to facilitate the people. If money houses are banned, how will the money house merchants survive?"

"Your Majesty, please think twice."

Qin Hong snorted and said, "Meng Jieshi is wrong. In the money houses' lending business, nine out of ten return the money. Such high profits have caused great harm to the common people."

"The exchange rates for many small silver coins and Tongbao coins vary from place to place. The high losses are well known to everyone. The people suffer greatly from this. How can it be said to be a move that benefits the people?"

Meng Xiandong cupped his hands and said, "If a national bank is established, it will only be limited to coastal areas such as Guangdong and Fujian. What about the people in the two capitals and thirteen provinces of the Ming Dynasty?"

Qin Hong said: "The follow-up will be established in various places one after another."

Meng Xiandong said in a clear voice: "Lord Qin is the Minister of Finance. Have you considered the cost issue?"

As Jieshizhong, their duties are somewhat similar to those of the Censorate. They can impeach anyone based on any rumors. Even if you are a senior official in one of the six ministries or the cabinet, they will not give you any face.

"Besides, what is the purpose of establishing these money houses? Spending such a huge cost to establish national money houses will do more harm than good. It is really not worth it." Obviously, Qin Hong only received instructions from Emperor Hongzhi, and he has not yet fully understood the purpose of establishing the money houses.

It is understandable that any reform will encounter great resistance in the early stages.

Perhaps this is also the reason why Emperor Hongzhi kept Chen Ce. After all, as the emperor, it was not easy for him to come down in person to explain to the officials.

Seeing that Qin Hong avoided answering, Chen Ce stepped out and said to Meng Xiandong: "Meng Jieshi asked a good question. What is the purpose of the country establishing a money house?"

"It can absorb private deposits and allow people to deposit and withdraw their money at any time, with maximum security guaranteed."

Meng Xiandong smiled and said, "Tai'an Hou's words... really opened my eyes."

"If even private banks don't exist, how can state banks exist?"

Chen Ce said: "Lord Meng, can you be more confident in the Ming Dynasty? The reputation of the Ming Dynasty court is improving among the people and overseas."

"And the Ming Dynasty will give them an offer they can't refuse, give them benefits!"

"Yes, they deposited the money in a bank, and the government paid them a certain amount of interest every year."

Hearing this, Meng Xiandong smiled.

"Marquis Tai'an's words are ridiculous! The common people deposit money, and the Ming Dynasty has to pay them interest. Have you ever considered the cost of maintaining the Ming Dynasty's money houses?"

Chen Ce explained to Meng Xiandong: "Do you think the country absorbs so much money into the money houses just to pay interest to the people?"

"I don't know how Lord Meng understands the concept of money."

"This money will go into the Ming treasury, and the Ming can use it for other purposes at any time. In the process, we can use this money to make more money in foreign trade or other countries' business activities."

“It can also promote the circulation of money, so that wealth is not hidden among the people.”

"The national economy needs to be stimulated, and money also needs to stimulate consumption, so that the country and the people can become rich."

"Do you know why the Song Dynasty's people were so rich, but the government was so strapped for cash?"

Meng Xiandong was silent for a moment.

Chen Ce said: "It seems that you don't understand this principle. You might as well go back and read more books. When you understand it thoroughly, come back to discuss political affairs."

Meng Xiandong said angrily: "You!"

Chen Ce returned to the train, unwilling to continue talking to him.

Meng Xiandong continued, "Your Majesty, in my opinion, it is really reckless for the Ming Dynasty to spend such a huge amount of money to build money houses in the two capitals and thirteen provinces."

"Or we can cut the Gordian knot and ban all private banks across the country."

"This matter is different from sailing. We can still test sailing. If we first test the money houses and then promote it nationwide, it will give the money house merchants a chance to come up with countermeasures. If they make trouble, it will eventually cause chaos in the market. Please understand, Your Majesty!"

(End of this chapter)