Just turned over a new leaf and became a wise and intelligent student

Chapter 126 A Bad Debt (23)

"I'll find a way to deal with the debt."

"Keep the scholarship for yourself. I, your father, am not so poor that I need my son to pay for it."

Xu Xuejun's voice was muffled, and his expression was still that half-dead black face.

But the corners of Xu Qingshan's mouth curled up slightly.

He knew that Xu Xuejun's psychological defense line had retreated to the first line.

His words represented his attitude, and he agreed to face this huge debt as a united front with his family.

"dad."

Xu Qingshan called out again with emotion.

"I know that with your ability, it will be no problem for you to settle this debt."

"But, as a son, I can't just watch you suffer alone. You are the backbone of the family, but I am an adult now."

"Even animals like crows repay their parents and lambs kneel down to suckle their mothers. I, Xu Qingshan, am your son, Xu Xuejun. Would I be someone who doesn't know how to repay my gratitude?"

Xu Qingshan's classic rhetoric is here again.

But Xu Xuejun just fell for it.

The more Xu Qingshan talked, the more Xu Xuejun benefited.

Seeing that Xu Xuejun's expression turned from gloomy to cloudy, and that he was not as excited as when he came back just now, Xu Qingshan seized this window of opportunity and began to speak softly.

"Dad, if you ask me to be objective and fair about this debt, I can actually tell you where it came from. This source should be divided into four parts."

"Ok?"

"what?"

Xu Xuejun turned his head and looked at Xu Qingshan.

Even Lin Yuehua raised her head and looked at Xu Qingshan.

The words that Xu Qingshan used to comfort Xu Xuejun just now also had the same effect on Lin Yuehua. She didn't cry as much now, but she was still in a rather uncomfortable and sad state.

Xu Qingshan felt his parents' puzzled gazes and slowly began to explain.

"Before I talk about the source, I still have to criticize my mother first."

Xu Qingshan said to Lin Yuehua, who was a little confused but looked remorseful.

"Mom, do as much as you can."

"Some responsibilities are not something you can shoulder just because you want to. Just like this financial account, do you think you, who majored in sports, can keep the interest rate to the lowest, or do you think your father, who majored in accounting, can keep the interest rate to the lowest?"

"You can't just keep the problem to yourself, or else you'll be solely responsible."

"If you could always hand over the problems to your father and let him solve them, there wouldn't be this account today."

Lin Yuehua wanted to say something but stopped herself, and Xu Xuejun's expression eased slightly.

Xu Qingshan continued the conversation.

"Besides, you bring up the problem. If it was Dad who didn't deal with it, then it's his problem. We should have argued and resolved it then, and there wouldn't be a situation like today."

"Of course. I think a man as upright as my dad would never reject you, right? Dad."

How could Xu Qingshan not know how stingy Xu Xuejun was?

But he just wanted to say this at this moment so that Xu Xuejun could not deny it. He was openly belittling Lin Yuehua, but in fact he was helping her out.

".Um."

Xu Xuejun uttered these words reluctantly.

He is not an unreasonable person, nor is he someone who likes to confuse right and wrong, but many times his behavior and words are influenced by his emotions.

"The fundamental reason for this debt is that you, mom and dad, lack communication."

"Economically, we are independent from each other, but we don't communicate with each other. When we encounter problems, we have to solve them on our own. For example, my dad earns 5,000 to 6,000 yuan a month, but you only earn 1,000 yuan a month. How can you be financially independent from your dad?"

“This money comes from four sources.”

“The first source is my spending.”

"Speaking of which, it's my problem."

Xu Qingshan sighed and spoke in a very self-blaming tone.

"If I hadn't come to Longjiang to study and hadn't been bullied, we wouldn't have to buy a house outside, which costs a lot."

Xu Qingshan looked up at Xu Xuejun and asked.

"Dad, I remember what you said at the time. You paid the bulk of the down payment for the house, and then you took 50,000 yuan for the other expenses. You asked Mom to use the 50,000 yuan to lend to others, and then use the interest to give me living expenses, right?"

"Yes, fifty thousand."

Xu Xuejun nodded.

"Okay, but Dad, have you ever thought about this? Your plan is an ideal situation, but in reality, the time others pay interest on may not be stable, and our living expenses cannot always be one thousand yuan."

Xu Qingshan continued.

"You paid for my tuition, but the cost of books, miscellaneous fees, some extracurricular and extracurricular things required by the school, and supplementary teaching materials may not seem like much, but they are not small."

"Then these amounts independent of living expenses still have to be deducted from the principal."

Xu Qingshan said this not because he really wanted to settle accounts with Xu Xuejun.

He knew very well that Lin Yuehua's account was a huge mess, complicated and impossible to sort out.

"Plus, the various procedures and expenses for the transfer of ownership also came from the 50,000 yuan. This 50,000 yuan is not small, but it is not that big either."

"Besides, I've been growing up in the past few years, so I've eaten a lot. Otherwise, I wouldn't be as tall as I am. I also need clothes and shoes. Even if I save money, after so many years, it will cost several thousand dollars, right?"

"So, Dad, you have to understand that the perception of consumption is different between those who manage the household and those who don't."

"It can be said that my mother loves me too much and doesn't want me to suffer any injustice, so she overdraws her spending power."

"But if it is wrong, then the fault should be put on me because I am the real beneficiary."

After Xu Qingshan finished speaking, Lin Yuehua nodded, and Xu Xuejun fell into depression again. "Now let's talk about the second source."

"It's grandma's medical expenses and surgery fees."

"After all, the source of this is still me."

Xu Qingshan was not taking the blame for Lin Yuehua, but he really thought so.

"I won't say much about the situation at that time. It will hurt feelings if I say too much."

"Dad, I just want to ask you one question."

"You know my mother's character. If it was my grandma who came to cook for me, without any reward or benefit, but let me be disrespectful, if my grandma also got cancer, do you think my mother would be unwilling to pay for it?"

"People live in this world, repaying kindness with kindness and repaying virtue with virtue. If grandma sacrificed so much for me and replaced the two of you in terms of supervision and care, she would end up being sick and without medical care."

Xu Qingshan said this, his voice a little low.

It is like the whisper of the abyss, or an echo in the air.

"Then will you trust me with your old age?"

Xu Xuejun was speechless for a moment.

He felt something was strange, but he had to admit that Xu Qingshan was right.

"So I still have to take the blame for this."

"The first and the second are all caused by me. I am responsible for at least half of this million-dollar bad debt."

"Third, it's about human relationships and social skills."

What Xu Qingshan said next was clearer and more direct.

"Dad, I think you are familiar with the social customs in Yunzhang County."

"Today this family is giving away 400 for a wedding, tomorrow that family is giving away 280 for a family whose relative passed away, and the day after tomorrow that family is giving away 600 for a child going to college."

"Several of my cousins ​​went to school, and you paid 1200 for each of them."

After Xu Qingshan finished speaking, Xu Xuejun's expression changed slightly.

“That’s what should be done.”

"I didn't say we shouldn't."

Seeing that Xu Xuejun was somewhat nervous because he mentioned his brothers and nephews, Xu Qingshan immediately stopped Xu Xuejun from speaking.

"But you also know that these social conventions are unavoidable. You are earning 5,000 or 6,000 yuan a month, and you already feel it is difficult."

"There are more than a hundred teachers in my mom's school, and there are always things happening every day of the year. Even if my mom is very selective about who she attends, do you think her 1,000 yuan salary is enough?"

Xu Qingshan did not argue with Xu Xuejun on this issue for too long.

He simply laid out the problem and put it in front of Xu Xuejun, letting him think about it himself.

“Fourth, there is the issue of borrowing money from relatives.”

"Dad, I said, don't be in a hurry."

"My eldest uncle's family borrowed 100,000 yuan from my family, interest-free, and they haven't paid it back yet. My second uncle's family borrowed 50,000 yuan, my eldest aunt's family borrowed 150,000 yuan, and my youngest aunt's family borrowed 100,000 yuan, all without interest."

"You should go to the mountains to visit grandma whenever you have time every week, and give her 800 yuan every month."

"Besides, you spent money to buy new things when many things broke in your hometown. Your uncle and you contracted the mountain together. It cost tens of thousands of dollars at that time. Later, you were more generous and gave the mountain to your uncle. So after all these years, I think a hundred thousand dollars is not too much."

"And I won't give you the money you lent to a few good friends that you haven't asked for back."

"That"

"You also said that you didn't take any illegal money, nor did you accept bribes."

"Dad, calculate for yourself how much you have earned since you started working."

"Where did you get these five hundred thousand?"

"You are able to save so much money, but your home has never been short of things or supplies. Where do those things and supplies come from?"

Xu Qingshan still didn't give a direct answer.

This kind of answer that is about to come out will be more meaningful if the person involved thinks it through.

He has given the process completely.

Xu Xuejun's face was constantly changing.

He cares about his reputation.

So he didn't want his son to point fingers at him about borrowing money from relatives and friends.

But because of Xu Qingshan’s previous words, he couldn’t vent his sudden emotions at this time.

Because he loves face.

Xu Qingshan paused and used his eyes to stop Lin Yuehua who was about to say a few words.

If Lin Yuehua said something at this time, all his efforts would be wasted.

"But these are not reasons for mom and I to blame you."

"We don't blame you for your handling of the money."

"It's just that, Dad, you have to know that with this kind of money going in and out, Mom has to pay too much."

"You treat her, but she pays."

"Do you think this mess can be settled?"

Xu Qingshan finished speaking.

Xu Xuejun took a few deep breaths, exhaled heavily, and shook his head.

"Well, I can't tell."

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(End of this chapter)