I'm reborn and I'm an international student again?

"Mr. Sun, what exactly is going on with these loans? You'd better explain clearly." In the hotel room, Wang Tong and Park Geon stared at Sun Dixun, their expressions not very good.

"What's there to explain? The loan was only issued a short time ago... Besides, which bank can guarantee that its loan business will be completely problem-free? If loans were issued entirely according to bank standards, there would probably be very few eligible customers nationwide." Sun Dixun took a sip of tea dismissively.

He was in charge of the banking business, while Wang Tong and Pu Jian were mainly responsible for other businesses within the group. Sun Dixun felt that neither of them had much say in matters of bank loans.

Although Huaxing Bank is a subsidiary of Huaxing Group, and Wang Tong and Park Geon are indeed of higher rank than Sun Dixun, they cannot directly interfere in the bank's affairs as they would with their own subordinates. They can only manage and intervene through corporate governance channels.

"Old Sun, are you out of your mind? If bad debts break out on a large scale, won't you be the one to bear the responsibility in the end?" Park Geon stared at him with wide eyes.

“I’m perfectly clear-headed. Didn’t the Huaxing Agricultural Fund, which you’re in charge of, also suffer heavy losses?” Sun Dixun remained calm.

Huaxing's rural financial business mainly consists of two parts: First, the financial loans handled by Huaxing Bank, including inclusive finance, agricultural supply chain finance, and loans for major projects and leading enterprises. Second, the agricultural fund managed by the parent company, which is a large-scale national-level industrial investment fund that does not make loans but instead engages in equity investment, including the acquisition or investment of high-quality agricultural assets at home and abroad.

"Short-term losses in funds are normal, don't change the subject!" Park Gun retorted.

Huaxing Group has a wide investment scope, even considering investing in Yingwei, and manages numerous funds. An agricultural fund experiencing initial losses is indeed insignificant in the company's view.

“Let’s say we make a hundred loans. As long as most of them aren’t bad debts, it’s fine. The land and houses aren’t going anywhere. Farmers are different from city dwellers; they almost never move. Aren’t you making a mountain out of a molehill by worrying about these things?” Sun Dixun lit a cigarette.

"I'd like to see how you get your money back!" Park Gun sat down and lit a cigarette.

"Don't get excited, this isn't just my idea, it's..." Sun Dixun suddenly put on a smiling face and lowered his voice mysteriously.

The two exchanged a surprised glance and fell silent.

"Ahem, my instructions are to deal with Duan Yixiong first. He's been coming to see me a lot lately, trying to team up with me to get rid of everyone else. Heh, if you ask me, he's the least useful one. I really don't know where he gets his confidence from." Seeing that the two were silent, Sun Dixun's expression turned serious.

“That Duan Yixiong, he was the one who orchestrated the previous subsidy fraud. He treated everyone like idiots during the meeting, thinking no one had noticed. Chen Xi probably knew all along, but he just lacked evidence to prosecute him.” Wang Tong stroked his chin.

“That’s right, his lousy fund is only a few hundred billion, and he can’t even invest it all in one project. Just because he has some connections in the securities department, he thinks he’s so important in the company,” Park Geon chimed in.

"So, he's the most useless yet most troublesome one in Huahetong. Next up are Wang Zhi and the others. I originally thought Feng Yun would be the most difficult to deal with, but after seeing his recent outbursts, I think kicking him out might not be so hard..." Sun Dixun handed cigarettes to the two of them and lit one for himself.

"Heh, I saw it too. This guy really dares to talk nonsense. Aba is a big company in China, and Feng Yun was once the richest man. In the eyes of ordinary people, he is indeed powerful, but in reality, he is just a small fry. Now he thinks he's something special and dares to talk nonsense on TV. Just wait, the artillery fire from all sides will be coming soon." Wang Tong sneered.

Although he wasn't as rich as Feng Yun, and although he was nominally a senior executive in the group, he was actually just an employee, but he looked down on other private business owners.

“If we get rid of everyone else, wouldn’t that leave only Chen Xi? But he controls many of Huahetong’s core businesses. If he leaves, the entire Huahetong will be unable to function.” Park Geon frowned.

“You’re right, but don’t worry. Taking care of the others is the top priority.” Sun Dixun kept everyone in suspense.

At this moment, Duan Yixiong, who was being plotted against by the three men, was speaking at an environmental protection industry promotion conference:

"Dear colleagues, and fellow entrepreneurs with passion:"
Today, we stand at a critical juncture in history. When rivers need to be clear again, when the land calls for new life, and when millions of people yearn for the dawn of green development, our Environmental Protection Industry Foundation is determined to be a pioneer in this era!
We are not a charity; we are the vanguard of rural revitalization!

Some say environmental protection is a money pit, but I disagree! We aim to make environmental protection the most profitable industry in rural areas. We are currently implementing the Clean Soil Plan, with the goal of ecological restoration of 10 million mu (approximately 6.67 million hectares) of farmland within three years. This is not just empty talk; we have already established 20 ecological agriculture demonstration bases nationwide, enabling farmers to increase their income by 30% while reducing their use of chemical fertilizers and pesticides!

Look at these figures: my country produces 9 million tons of straw and 38 billion tons of livestock manure annually. What some see as pollution, we see as treasure! We will build ecological circular industrial parks in every county, turning waste into organic fertilizer, biomass energy, and high-value-added agricultural products. This is not just business; it's a great undertaking that benefits the present and future generations!

Our three strategic directions are very clear:
First, we must turn every piece of garbage in rural areas into a valuable resource.

Second, make every acre of farmland a green bank for farmers.

Third, ensure that every stage of agriculture is recycled.

Join our company now and you will be among the first to receive:
Priority will be given to the franchise rights of county-level environmental protection projects.
Enjoy the most favorable interest rate for national green loans
We share the rural revitalization strategic cooperation agreements we have signed with multiple provinces.
Friends, investing in us is investing in the green mountains and clear waters of our motherland, and in the bright future of 800 million farmers! Let us join hands not only to make the sky bluer and the water clearer, but also to make our fellow villagers' pockets fuller and their lives better…

Duan Yixiong held the microphone with great enthusiasm. He was now focused on expanding the scale of his foundation's funds; the more money he had, the greater his influence within Huahetong.

No sooner had he finished speaking than someone raised a question.

A representative from an agricultural technology company said, “Chairman Duan, the vision is very appealing. However, as investors, we need to see a clear path to return. Regarding the straw utilization project you mentioned, we have calculated that the processing cost per ton exceeds 300 yuan, while the market price of the produced organic fertilizer can only cover half of that. How can such a project guarantee returns for investors?”

Duan Yixiong cursed inwardly, but maintained a smile on his face: "President Li has hit the nail on the head! If we only do simple trading, we will indeed lose money. But what we want to build is a three-tiered profit model:"
The first level relies on organic fertilizer and government subsidies to achieve a balance between income and expenditure.

The second stage involves deep processing to extract high-value-added products such as cellulose and xylitol from straw.

The third level is that over the next three years we will promote carbon trading, whereby each ton of straw processed will generate 150 yuan in carbon credit revenue.

Our pilot project in the north has achieved a comprehensive return of 18.7%, which is the best proof!

Another question was asked: "The goal is to help farmers increase their income by 30%, but environmental protection investments will increase their costs. How can this contradiction be resolved?"

Duan Yixiong wiped his sweat: "Farmers using our ecological solution, although requiring 20% ​​more upfront investment, achieve net income growth through three measures:"

First, agricultural products that obtain green certification can be sold at a premium, increasing prices by 40%.

Secondly, by participating in our field photovoltaic project, you can earn 800 yuan per mu (unit of land area) in rent annually. Thirdly, by joining our contract farming system, you receive double guarantees of sales channels and prices…

As soon as Duan Yixiong returned to his office and sat down after the meeting, the phone rang.

"Hey, Mr. Duan, Huaxing has started investigating the loan. Should we continue?" The other person's voice was very low.

“Why wouldn’t we do it? Don’t you know how much profit is involved? The brokerage fee for each loan we close is over 13%. I really don’t know what you’re afraid of. I’ve told you before, Huaxing Bank has our people. Besides, the bank has its own targets, it’s a win-win situation for everyone,” Duan Yixiong said irritably.

He has formed a strategic alliance with Sun Dixun, and the two are secretly planning to make money together from banks and lenders.

"Alright, I was just asking. Since you're so confident, Mr. Duan, just pretend I didn't say anything. A lot of real estate agents have been arrested recently, and I'm a little worried."

"What are you afraid of? Is this your first day in this line of work?" Duan Yixiong scoffed and hung up the phone.

He lit a cigarette and repeatedly watched the video of Feng Yun's speech at the conference.

"Heh, you really don't know what's good for you, saying whatever comes to mind. I thought you were the most difficult one to deal with, but now it seems you're quite easy." Duan Yixiong laughed, exhaling a smoke ring.

Across the ocean, the debate continues.

It started with Musk and the fat man exchanging insults online. When the fat man couldn't win the argument, he started calling on others to help him.

The first to join the fray was naturally Huang Feihong, who had just spoken with him:

"We must issue a statement regarding recent industry discussions: the performance of Tesla's self-developed Autopilot chip has been severely exaggerated. According to our tests, its actual computing power is only equivalent to 60% of the NVIDIA Drive Xavier platform, and its software ecosystem has serious flaws."

Mr. Musk's remarks that Tesla's chips will replace all suppliers have misled the industry. True technological innovation requires open collaboration, not closed-door development.

However, after sending this message, Huang Feihong immediately sent an encrypted email to the company's internal system:

"Dear Colleagues: Today's statement is made out of necessity. I just received a direct call from the Black House, stating that if we do not publicly express our support for the investigation into Tesla, CFIUS will reopen our recently completed acquisition. As a publicly traded company, we must choose between compromise and survival."

Musk's ambition to reach for the stars is admirable, but he becomes a target when he threatens the interests of others. Remember, today's announcement is merely a business strategy; NVIDIA's respect for genuine technological innovation has never wavered.

May we soon return to the sanctuary of technical discussions.

The fat man has many supporters, including not only those like Huang Feihong who were forced into the role, but also various universities and enterprises, all of whom are hoping to obtain financial support.

For example, a certain university published an article that flattered them:
"A glorious moment! After seven years of research, our school, in collaboration with the Silicon Valley AI Lab, has successfully recreated the divine face described in the Bible!"
我们的团队使用量子计算解析了《以西结书》1:26-28节的光轮频率，通过区块链验证了《启示录》1:14-15中的青铜炉数据，最终在3D建模时惊人地发现，神圣面容的黄金比例与某人完全吻合！
(Attached image: A 3D model radiating starlight with flowing golden hair on its head; its chubby face looks exactly like someone else.)

This blatant flattery immediately sparked public outrage online, with many netizens condemning the university for having no bottom line and doing such an absurd thing in order to obtain funding, and urging prospective students to avoid it.

Two days later, in a pavilion on a mountain in Xinlu.

Inside the room are rows of wooden shelves bearing the marks of time, with urns neatly arranged on them, each with a small memorial tablet in front of it.

In his previous life, Chen Xi had been here. At that time, Chen Yifeng told him that this was a place jointly donated and built by the Chen family and several other fellow villagers after they fled Qinhuai City during the war. In Chen Xi's understanding, it was equivalent to a shared ancestral hall, but he couldn't remember the specific name.

This place was originally a church, but it was later turned into a place specifically for storing ashes.

But as the Chen family often says, unless they are really strapped for cash, no one would be willing to put their loved one's ashes here.

After all, who has the money to let their elderly relative share a bunk bed with someone else?
In his past life, Chen Yifeng had a conflict with Chen Kaiwen and didn't buy a burial plot for his father until very late. In this life, for some reason, not long after Chen Kaiwen was cremated, he took the initiative to discuss the burial with his two other brothers.

Just like in her previous life, Huang Jingfang again used the excuse of heart discomfort to avoid showing up, and Chen Jingrui was also absent, claiming he was taking his mother to the hospital. But the Chen family all knew perfectly well that he was just angry that he hadn't received anything.

"Grandpa, we've moved you to your new home." Chen Mingli was quite happy today, his expression exactly the same as when he was buried in his previous life.

Throughout the entire burial process, Chen Mingli meticulously completed each ritual.

As the eldest grandson, Chen Xi naturally held his grandfather's urn.

Chen Yifeng's two children still did not appear, which did not surprise Chen Xi, as they almost never participated in Chen family events.

"I thought you'd put Grandpa in a shared ancestral hall and have him share a room with other people. I didn't expect you to have prepared a tombstone so early. I heard that burial plots are extremely difficult to buy now, and you have to book them one or two years in advance. It's even harder than buying a house," Chen Xi teased his father.

He was telling the truth. Gravesites in Xinlu are now even more sought after than apartments; Chen Yifeng only managed to get one quickly thanks to Wu Wanrong's connections.

The reason for the rush to relocate Chen Kaiwen's remains was because the paternity test results had come back, confirming that the daughter was indeed not his biological child.

Chen Yifeng was filled with mixed feelings. His father and the whole family had opposed his marriage to Zhang Xuan, but he insisted on it even if it meant falling out with his family. Now, he was being cuckolded and had no one to confide in. He could only glare at his son and say, "He's my father, so of course I have to find him a good place. Gravesites are hard to buy these days. I originally wanted to choose a bigger one, but there's really no space left. We'll just have to make do for now."

"Oh, I didn't realize you were so filial. When Grandpa was in the nursing home, he had to share a room with other people," Chen Xi chuckled.

"That was your grandfather's own idea; he gets old and likes to save money," Chen Yifeng scoffed. (End of Chapter)