I'm reborn and I'm an international student again?

"It's alright, they can't catch all of these kinds of people. But you should stop doing those live streams on those fishponds, they're too conspicuous and obvious. Just stick to your online games." Zou Mihua said, clinking glasses with Yang Dan.

"This is all Ding Ningwen's fault! If it weren't for his Yizubao scheme, I wouldn't have been targeted!" Yang Dan was furious.

Little did he know that Ding Ningwen, who was currently detained in the detention center, was thinking the same thing.

Ding Ningwen felt that her arrest was entirely due to the Yang family's inefficiency.

If they had transferred the money out earlier, he would have been enjoying a life of leisure in the overseas park long ago.

"Don't even mention it, I almost got killed by him this time too. Ding Ningwen's lover came to my place to collect money, but he was caught on the spot by the judicial authorities. I was so scared that I thought they were there to arrest me!" Zou Mihua still feels lingering fear when he thinks about it now.

He has too many shady dealings behind his back, and he lives in constant fear.

He was really frightened when a large group of people in uniform suddenly appeared last time.

Today's Mike Chow is no longer the young junket operator he once was.

He is the chairman of the Tai Sun Group, which has a revenue of HK$129 billion and a net profit of HK$28 billion this year.

He personally received around 5 million in commissions from the group, plus 10 billion from his private gambling operations. All things considered, he could earn about 20 billion a year.

Of course, these are just the income on the surface; the amount earned behind the scenes is countless.

I'm making more and more money, but I haven't spent it all yet.

If I really get caught, won't I be crying my eyes out in prison?
"If we work together well, you focus on the domestic market, and I'll expand overseas. Then we'll have more money than we can spend," Zou Mihua kept promising Yang Dan.

He couldn't realize his ideal gambling world on his own; he needed to cooperate with people like the Yang family who were familiar with the mainland.

"I've learned my lesson this time. You have to find reliable distributors. I used to focus too much on quantity and didn't pay enough attention to quality." Having learned her lesson, Yang Dan has begun to reflect on her actions.

"Then what are you going to do next?"

“We need to find a powerful boss first, make him the general agent of the platform, and then let him develop downlines and build an agent network, just like some pyramid schemes that sell health products. As long as this boss has a strong background and won’t collapse, we will always be safe.”

“Actually, I had an idea before to get all the major casinos in Australia to join our online games. But after talking to them privately, they were all very resistant. Now I think the idea you just mentioned is feasible. Why not unite casinos around the world to do online gambling? After all, online gambling started earlier and is legal overseas.”

"That's a brilliant idea! Let's bring all the big venues in, and see who dares to mess with us!" Yang Dan clapped her hands excitedly.

The two hit it off immediately and decided to first contact a multinational online gaming company in the United Kingdom—Bet36X.

The company operates in many countries, offering a wide variety of products and services, from lotteries and sports betting to poker games.

They plan to partner with this company to launch a pilot program, starting in the special economic zone.

This company actually had a website before the Special Economic Zone, but it was operating without a license at the time. They reached an agreement with the Hong Kong Jockey Club two years ago and are now legally operating with a license.

But how much money can a small special economic zone make?
So Zou Mihua and Yang Dan decided to create a special version, using the Bet36X name to create a twin website and make money off their brother-in-law's users.

XX country in the Milky Way.

As credit card delinquency incidents continue to unfold, the main consumer force in the market is gradually disappearing.

Goods are piling up like mountains, and inventory pressure is constantly increasing.

At the same time, live-streaming e-commerce has risen rapidly at an unprecedented pace.

After all, what most people care about most right now is whether they can buy what they need at a lower price.

At this time, the people who still had cash in their hands were mainly concentrated in stable income groups such as employees of special units.

However, these consumers generally have low spending power and no habit of overspending, so the overall market's absorption capacity remains weak and has not shown any signs of improvement.

Just as Chen Xi had predicted, low-interest personal loans began to be implemented.

The problem is that those who are eligible to borrow these low-interest loans are precisely the personnel of special units who are already "not short of money".

Some things seem to be implemented, but the effect is...

Those who truly need loans simply do not meet the bank's approval criteria.

According to the standards of most banks, the following conditions must be met to apply for personal credit.

For a candidate to qualify for the "Rooster Fund" (a type of social security fund), they must have a sufficient base for contributions, meet the monthly income requirements, and be employed by a company that is on the official whitelist. Such companies are typically large, secure enterprises, such as Chinese or foreign companies.

To be honest, the design of this type of personal loan is somewhat ironic.

Those who are eligible to borrow money lack the motivation to consume, while those who truly need loans cannot obtain them.

Even if the latter is fortunate enough to be approved, they are more likely to use the money to repay higher-interest loans rather than to spend it. This completely contradicts the original intention of stimulating consumption.

News reports often mention "X trillion... loans issued," which does not mean that the central bank directly prints money and distributes it to commercial banks. Rather, it refers to a series of complex monetary policy tools that guide and encourage banks to provide more loans to the real economy (including businesses and individuals).

This can be understood as follows: the rice planting bank is not the "father who distributes money," but rather more like a "water conservancy engineer" who regulates the amount of water.

The printing system is like a reservoir, and funds are like water. Engineers make the water flow more smoothly and cheaper into the fields (the real economy) by widening the valves (implementing relaxed positive measures), instead of carrying buckets and pouring them directly in.

More importantly, the bank could not directly order commercial banks to lend money, but rather guided them by creating favorable conditions.

So what if the printing company itself runs out of money?
There are usually several ways.

First, the required reserve ratio will be lowered, which means reducing the proportion of reserves that commercial banks must deposit in banks.

Second is the Medium-term Lending Facility (MLF), which allows banks to provide medium-term, low-interest loans to commercial banks, thereby enhancing their lending capacity.

Thirdly, through re-lending/rediscounting, Yang Bank provides low-interest funds to Bank of India for specific areas (such as inclusive finance and green industries).

The fourth approach often has limited effectiveness. Yangxing convenes a meeting with senior executives of commercial printing companies to directly convey the positive intentions and requirements, which is known as window guidance or moral persuasion.

Just as Chen Xi had told Lin Xi before, after the meeting, major printing companies indeed launched small and fast bag products that claimed to have lower interest rates.

However, the annualized interest rates of these products are actually similar to those of net bags, but the approval standards are extremely complicated, which means that most people still cannot get approved.

Some printing companies even transferred this money to their online shopping platforms in an attempt to profit from the interest rate spread.

But they miscalculated this time; almost all of the loans they issued were lost, as if they had sunk without a trace.

The already tight cash flow situation at the bank has been further exacerbated.

Ultimately, what banks care about most is how to earn interest and how to recover the principal.

Whether the borrowers actually used the money to buy things was of no concern to them. Thus, the final outcome of these positive measures was completely different from the decision-makers' original intentions.

A few months later, Chen Xi got his wish and joined forces with Wang Qiansui to sweep through the stock market.

Meanwhile, the grain war between the world's four largest grain traders (ABCD) and Huatong is intensifying.

The four representatives who had clashed with Chen Xi on several occasions before sat down at the same conference table once again.

"What exactly is going on? From the oil war to the beef war, how come we still haven't defeated them?"

"Haven't we already cut off several of their supply chains? Why is their beef still appearing in Asian markets?"

“I’ve done my research. They’ve found new suppliers in Russia, Africa, and South America. I heard that Huatong has even brought in cattle experts from Africa to improve their technology.”

"Not only that, even agricultural cooperatives in island nations and some farmers in Europe have turned to them, simply because they are asking for too high prices."

There was a lot of discussion in the meeting room.

The only white woman among the four cleared her throat and said, "These aren't the most crucial issues. The problem is that we're losing terribly in the futures market. Rogers, Li Ka-shing, and CEFC have teamed up to constantly obstruct us in the capital markets."

"So what should we do now?" someone asked.

"The old way, add more restrictions!" The hook-nosed man slammed his hand on the table.

Despite the large amount of grain that America exports to Asia XX every year, Asia XX also has some competitive agricultural products sold to America's market.

For example, in the fruit and vegetable products sector, Asia is the world's largest producer and exporter of garlic. Losing the American garlic market would be a severe blow. Other examples include apple concentrate and canned fruit.

Not to mention other high-value-added products, such as aquatic products, honey, tea, and medicinal herbs, which can all fetch high prices at Meilijian.

“Last time they fought a trade war with Australia. If we raise taxes, they will retaliate against us, and wouldn’t we also suffer?” the female representative said with concern.

The man with the hooked nose waved his hand dismissively: "Are you kidding? How can a country like Australia, with its weak military, compare to the United States? If they dare to impose restrictions, other capital will not stand idly by and will definitely put pressure on the leaders of the United States. At that point, it will escalate into a military issue. Don't worry, we've done this before, and no country can afford to play this game."

Everyone nodded after hearing this.

This is like the old days of dumping duck slices. If you don't let me sell, I'll beat you up.

City XX in the Milky Way.

At this moment, the deliverymen were all sitting on their electric bikes chatting and playing on their phones.

No matter how many orders piled up in the system, no one paid any attention to them.

Just as Chen Xi had predicted, the deliverymen finally chose to take a collective break because of...

"Hey, station manager? Why are you calling me? Delivering goods? Go deliver them yourself."

"At this price, not even a dog would be delivered."

"The rules are unreasonable. We will deliver the goods only when they are changed."

"You still have the nerve to call? Weren't you so arrogant before, saying 'Take it or leave it'? Now that I'm quitting, you're coming to beg me?"

When the delivery drivers received the calls, they all unleashed their pent-up anger.

At this time, Wang Xingren and Zhang Xu also learned the news, but they were not in a hurry and did not intend to change the rules. Instead, they made a plan on how to make these people stop their holidays.

For example, you could restrict a batch of accounts so that they can never receive orders again, thus making an example of them.

Or they might secretly promote certain individuals to be team leaders, attempting to internally divide the teams on leave.

These methods are usually very effective, but this time, they miscalculated.

The delivery team this time... showed amazing unity.

Regardless of the methods used to exert pressure, they unanimously stated that the holiday would continue unless the rules were changed.

A one-day shutdown would cause huge losses to the platform... If it continues for two or three days... the consequences would be unimaginable.

Just then, Chen Xi extended an olive branch to these people by going to pick up goods. A series of advertisements with well-established rules and high income attracted a large number of deliverymen to join.

In less than three days... Wang Xingren and Zhang Xu both chose to compromise and promised to adjust the previous unreasonable rules.

Thus, XX City's massive holiday became famous overnight.

Deep city.

"That's great! Now that the food delivery platforms are fighting so fiercely, more and more people are joining Huodudu."

Zhou Sheng sat in his office, looking at the data on his phone, and chuckled to himself.

Just like with hauling goods, Huodudu also unexpectedly benefited from this food delivery war.

But before he could be happy for long, his assistant rushed in with news that made his heart sink: "Boss, we've officially entered the city market for hauling goods, and we've even partnered with SF Express."

"How is this possible? Why would Shunfeng join forces with them? They should be competitors!" Zhou Sheng couldn't understand it for a moment.

"I heard that the boss who went to pick up the goods has handed over all the air freight business of agricultural products to SF Express..." the assistant explained.

These words made Zhou Sheng suddenly realize the truth.

There are many companies in China that do ground logistics, but very few that actually have air freight capabilities, and SF Express is one of them.

It not only owns dozens of cargo planes, but also controls the belly cargo space of hundreds of passenger flights.

"Don't panic, let's find a logistics company with air freight capacity to cooperate with, let's find the biggest one, Youyou Logistics!" Zhou Sheng quickly calmed down.

Without hesitation, he decided to copy the homework directly.

"No, boss. Post-Post Airlines has actually been their partner for a long time, and I heard that the two sides are also deeply intertwined in terms of financial products..."

"Then let's unite with the other express delivery companies! Yuantong, Huatong... go find them! Tell them that if we don't stick together now, we'll all be doomed in the future!" Zhou Sheng clenched his fist.

He planned to turn enemies into friends by bringing all the companies that had previously attacked Huodudu to his side, forming an alliance to jointly fight against Chen Xi's hauling of goods.

(Ugh, I can't seem to publish this chapter no matter how many times I edit it.) (End of Chapter)