The Blacklist

Chapter 341 Special Business of Financial Companies
Although Donald was willing to believe that the police would not kill people intentionally, he still had doubts when faced with such suspicious points. However, the detectives were a little clueless at this time and didn't know how to continue the investigation!
Carrie has been following the case since he learned about it. When he heard that the investigation had stalled, he came downstairs and acted as a prophet again: "Everyone, don't be fooled by appearances. Any murder has a motive!

“That McGinnis was able to pass the psychological test of the police station. He shouldn’t be a madman who would kill people for no reason. If he killed people intentionally, what was his motive?
"And Scotty was killed. Why was he killed? Who would benefit from killing him?"

In fact, everyone knows these principles, but maybe because this case is an investigation by the police, no one thought about it deeply. Until Carrie reminded them, they all reacted - yes, the scene cannot be restored at this time, and the witnesses are unreliable, so we have to investigate possible criminal motives, and we have to investigate both sides.

Donald adjusted the arrangement, Elizabeth and Dembe went to investigate Scotty, and he and Nawabi went to investigate McGinnis's situation.
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Elizabeth and Dembe went to Scottie's parents' home and learned an important piece of information from them: when Scottie was a child, his family lived in government-provided housing because of poverty. Chemical pollution in the decoration materials caused Scottie's intellectual development to be incomplete, and they received $50 in government compensation for this.

This money should have been paid monthly for the next few decades that Scotty lived, but a subprime mortgage company called Water Day Finance bought out all the compensation rights from Scotty at once for only $100,000. With Scotty's IQ, he couldn't tell the pros and cons between the two, and by the time his parents found out, it was already a done deal!

However, both Elizabeth and Dembe knew that this behavior was common in the United States and was not illegal.
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At the same time, Donald and Nawabi found out during their investigation of McGinnis that he had taken out a loan from a company called Water Day Finance to buy a house a month ago, and the same situation was not uncommon in the Baltimore Police Department. However, they did not realize that there was anything wrong with it at the time, because loan consumption is a normal thing in the United States.

When they returned to the post office, Elizabeth and Dumby had already returned and were asking Alam to conduct a comprehensive investigation of Water Day Financial Company. The results were quite shocking!
"Water Day Finance's main business is to purchase and cash out loan agreements from various banks. Its usual practice is to purchase installment agreements at a low price by providing immediate cash to the parties involved. According to current laws, this is a legal business." Alam introduced, "In addition, Water Day Finance is also engaged in lending business, and some of the loan recipients are active police officers, including Officer McGinnis who took out a loan a month ago..."

Donald and the others looked at each other and felt that something was going on. It involved acquisition payment agreements and loan business. The murdered suspect and the murdering policeman were both clients of the company. This coincidence was too suspicious.

Kerry, who had been listening to the report, stood up and said, "It seems that the key company is Shuizhiri Financial Company. Let's go there!"

Elizabeth asked, "Lee, are you going too?"

"Of course!" Kerry said immediately, "This is a financial company that can run a lending business. They must make a lot of money. I must go!"

Hearing this, everyone burst into laughter - it's still a familiar recipe! -
Kerry didn't like to drag things out, so he asked Donald to take the SER agents and the field operations team with him. After the large group of people arrived at the Water Sun Financial Company, they directly controlled all the personnel and sealed up all the account books, documents and materials...

The company's president, Johnson, was very angry and claimed that his company was a legal and formal enterprise with no illegal record, and that CTU was abusing its power!
Of course, Kerry ignored him and turned on the company's computer to check the business situation. Donald confronted the angry president and asked, "President, you said that Water Day Company is a legal enterprise, but how do you explain that it does financial business for both victims and police? Isn't this too coincidental?" Johnson sneered, "Mr. Agent, our company issued 1400 housing loans in the last fiscal year, 174 of which were for police. This is a normal financial business behavior.

“As for Scotty you mentioned, we purchased his compensation agreement, and we can indeed get several times the profit in the next few decades. But the prerequisite is that Scotty must be alive so that we can receive compensation from the government, but he is dead now!

“Do you know what this means?

"It means that our company has lost money on this deal, because so far, the total compensation we have received is only $6.2, while we spent $10 to purchase his agreement!"

After hearing what he said, Donald also felt that something was wrong and began to suspect that the direction of the investigation was wrong!
At this time, Kerry, who was sitting behind the desk next to him, had found what he needed and said, "Okay, Johnson, stop talking nonsense! Come and take a look at these documents. Are they your company's hidden business?" As he spoke, he turned the LCD screen towards Johnson and Donald.

As soon as Johnson saw the page on the screen, his face turned pale and he said in shock and anger: "You are breaking the law. Without a search warrant, you have no right to view our company's confidential documents..."

"Well, just admit that this is your company's document." Kerry said contemptuously, "When they gave you the ID just now, you didn't look carefully, right? We are CTU, and we don't need a search warrant to investigate you!"

Donald had already seen the contents on the screen. He was extremely angry. He raised his hand and pressed Johnson against the wall next to him. He twisted his arms behind his back and handcuffed him. He gritted his teeth and said, "You are under arrest now! Remember, you are arrested by the Special Operations Division of CTU. You have no Miranda warning and no lawyer during the interrogation. Once the evidence on the computer is confirmed, you will be sent to the anti-terrorism court and sentenced to the most severe punishment! Bastard!"

Johnson was confused and scared. Knowing he was in danger, he wanted to beg for mercy, but Donald carried him out and put him in a prison van!
Afterwards, based on the secret documents found by Carrie, SER agents and the field operations team handcuffed the seven employees involved in the incident and put them in a car. The other employees were handed over to the FBI branch that was notified for detention and investigation. In addition, the computers and a large amount of documents and information from Shuizhiri Company were sealed and taken away. This company no longer had any need to exist!

(End of this chapter)