Siheyuan: Starting from 1958
Chapter 688 Mortgage the House
Looking at Yi Zhonghai who looked confident, Bang Geng asked anxiously, "What's the solution?"
"Dad Yi..."
"As long as you can help me raise the three thousand yuan share, I'm willing to take any risk."
Qin Huairu and Jia Zhangshi seemed to have discussed it beforehand and focused their attention on Yi Zhonghai, wanting to see what good ideas this old guy could give Bang Geng.
"The Jia family's house..."
"No..." Yi Zhonghai had just said four words when Jia Zhang interrupted him without hesitation.
He stared at Yi Zhonghai and started to curse: "I knew that you had bad intentions, Old Yi, and it turned out to be true..."
"How dare you take my Jia family's house? That's too much..."
"If Banggeng sells the Jia family's house, where will Kuihua and I live..."
"Bang Geng, don't listen to Yi Zhonghai's nonsense. We can think of any other way, but we must not take the house."
Faced with Jia Zhang's rejection, Bang Geng did not respond immediately, but it was obvious that he was also moved.
In his opinion, even if he really sold the Jia family's house, as long as he could earn back 3,000 yuan next year, at worst he could just buy back the Jia family's house.
Seeing that Banggeng didn't say anything, Jia Zhang became anxious and spoke again: "Banggeng, you are not really planning to sell the Jia family house... Where will grandma and Kuihua live then?"
"Don't forget, when we bought this house from the steel mill, grandma paid for it..."
"As long as I don't agree, no one can sell the Jia family's house."
Seeing that Jia Zhang was getting more and more outrageous and looking at him with hatred, Yi Zhonghai hurriedly explained: "Jia Zhang..."
"What are you in a hurry for?"
"I only said that the Jia family's current house can help Banggeng raise 1,500 yuan, but I didn't say that the Jia family's house should be sold directly..."
Looking at Jia Zhang's face full of rejection, Bang Geng was worried that he couldn't find a way to convince her, but he didn't expect Yi Zhonghai to tell him that he didn't need to sell the house.
Bang Geng's excited expression suddenly became stronger, and he immediately asked with an expectant expression: "Dad Yi..."
"Stop being so pretentious."
"Tell me how to raise fifteen hundred dollars for me without selling the house."
Jia Zhang's angry face also showed an expectant expression. She stared at Yi Zhonghai, wanting to hear every word he was going to say next.
"Mortgage the house..." Yi Zhonghai answered without thinking.
"As prices in Beijing soar, housing prices are also changing every day."
"If you want to buy the east wing of the middle courtyard now, it will cost at least 1,500 yuan, or even more."
"We only borrowed 1,500 yuan, and after one year we will pay back 1,600 yuan, or even 1,700 yuan, including the principal and interest. Otherwise, we will have to pay back the east wing of the central courtyard to the owner after one year..."
"I believe there will be someone willing to lend it to us. After all, no one has a grudge against money."
"Plus, with the house as collateral, no matter how you analyze it, this reception is a win-win deal."
"As long as Bang Geng feels that he can really make money by doing foreign trade business with Xu Damao, we can definitely find someone to borrow the money from."
"One thousand five hundred yuan can be turned into three thousand yuan. Even if I have to pay back seventeen hundred yuan, Banggeng can still make a profit of thirteen hundred yuan. I will have the capital to find Xu Damao for investment next year."
After listening to Yi Zhonghai's explanation, she learned that he just wanted Banggeng to mortgage the house, not to actually sell it, and the anger on Jia Zhang's face subsided significantly. As long as Banggeng made money outside with Xu Damao and paid back the 1,500 yuan he borrowed, the east wing of the middle courtyard would still belong to the Jia family.
In the past six months, Xu Damao has proved with facts that following him to do "foreign trade business" is a sure way to make money.
In addition, Banggeng is a person who has experienced it personally, so no matter how much money the Jia family invests, they will make a profit in the end.
So Banggeng will definitely be able to pay off the loan in a year.
Thinking of this, Jia Zhang immediately felt relieved: "Great..."
"As long as you don't sell the east wing of the central courtyard, grandma has no objection to what you do."
Qin Huairu showed an expression of approval and nodded to Bang Geng, "Bang Geng..."
"I think Lao Yi's method is feasible..."
"Anyway, we can definitely make money by following Xu Damao in foreign trade business, so we don't have to worry about not being able to repay the loan."
"As long as the loan is repaid before the stipulated repayment date, the east wing of the central courtyard will still belong to the Jia family, and no one can take it away."
"I think this is a good idea..."
"I just wonder if anyone in the courtyard can come up with 1,500 yuan. Is there anyone interested in the east wing of the middle courtyard of our Jia family?"
Bang Geng turned his gaze to Yi Zhonghai again and asked expectantly, "Dad Yi..."
“You came up with the idea…”
"You are the boss of our courtyard. You must know who in our courtyard can come up with 1,500 yuan at once..."
"Who would be willing to lend me 1,500 yuan if I use the east wing of the central courtyard as collateral?"
Seeing that Banggeng's tone of voice had obviously improved when he spoke to him, Yi Zhonghai knew that Banggeng had forgiven him, and immediately said, "There are indeed quite a few people in our Siheyuan who can come up with 1,500 yuan at once."
"There's no need to talk about Wang Dong in the front yard..."
"Let alone 1,500 yuan, even if he was asked to take out 15,000 yuan at once, he wouldn't even frown."
"Then there's Tang Dashan from the front yard..."
"He and his wife both work at Wang Dong's Dongjun Restaurant. I heard they earn 500 to 600 yuan a month, so they should be able to easily come up with 1,500 yuan."
"Although Yan Fugui likes to calculate and is very stingy, he was able to take out 3,000 yuan at one time to invest in Xu Damao's foreign trade business, which means that he still has a lot of savings at home, and he should be able to take out 1,500 yuan."
"Bang Geng from the middle yard, Liu Haizhong from the back yard, and Aunt Zhang from the back yard... they should be able to come up with 1,500 yuan."
"If a few residents who have family members working at Dongjun Hotel can chip in a little, they should be able to come up with the money."
"But don't even think about Wang Dong, Tang Dashan, He Yuzhu, Aunt Zhang from the backyard...
"They don't lack houses, and their relationship with the Jia family is not very good. Even if they have money, they won't lend it to us..."
"If you want to borrow 1,500 yuan at once, it's best to go to the residents who work at Dongjun Hotel, especially Old Wang's family in the front yard."
"He has two sons and a daughter..."
"Although my daughter is married, my two sons are still unmarried. The six of us, young and old, are squeezed into a house of less than 30 square meters. We urgently need to buy a house for our sons to get married..."
"If we use the east wing of the central courtyard as collateral to ask him for money and promise to pay 200 yuan in interest, this old man should agree." (End of this chapter)
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