Reborn, back to a small county town to become a wealthy family

Chapter 742 Surrender
With the project halted, even if the company doesn't dissolve, it will inevitably face massive layoffs.

The finance manager is one of the core personnel, so he probably won't leave so soon. But even if he doesn't lose his job in the short term, it won't be long before he leaves.

At times like this, if someone comes knocking on his door, he doesn't need to do anything illegal. He just needs to reveal a little bit about his superior Lü Ruicheng's irregularities or even illegal actions, and he can get a generous reward. Surely he wouldn't refuse?

After Luo Yang offered a toast, Dong Xuan "reluctantly" agreed and said she would help him "persuade" the finance manager.

"Will you be present for the first round of negotiations scheduled for next week?"

"You're asking this at this particular time because you seem to want me to lead the team to the first round of negotiations, right?"

With a cigarette between his fingers and a wine glass swirling in the other, Luo Yang asked casually, "Has a high-ranking leader from your bank made an appearance?"

Dong Xuan curled up on the sofa, one leg in front of the other, while her upper body leaned against the armrest in a relaxed posture.

"Yes, Pang Yongfeng, the head of the Shanghai branch, will be there."

She replied lazily, "After all, it's a debt restructuring project involving more than 3 billion yuan. As a senior leader of the Shanghai branch, it wouldn't be right for me not to be there."

"I'm curious."

Luo Yang glanced at Dong Xuan: "Why isn't Chu Xinyao in charge of the negotiations?"

Since you've already decided to take it, why not do a solid job of securing the credit? Letting Dong Xuan handle it is risky; if something goes wrong, it will be a net loss.

Especially since she knew that Luo Yang and Dong Xuan had a good relationship.

"hehe."

After hearing this question, Dong Xuan chuckled lightly; "She's just too smart, she doesn't want to leave any flaws for herself."

"How to say?"

"The ceiling I left behind is too obvious, everyone can see it, and my desire to jump out is too obvious, everyone just doesn't say it."

Bringing up the old topic again, Dong Xuan's eyes became dreamy: "Wouldn't someone like me be the best candidate to lead the negotiation team?"

Luo Yang thought for a moment, and then he understood.

The deal was reached, and the debt restructuring is unlikely to cause any problems in the future. Dong Xuan's benefits will be limited, while Chu Xinyao, who has a stronger backing and is younger, will receive more benefits.

If the negotiations fall apart, or if any problems arise in the future, most of the responsibility will be placed on Dong Xuan, while Chu Xinyao will not be affected and will not have any blemishes on her resume.

"Sometimes I really don't understand you women."

After thinking it through, Luo Yang shook his head and sighed, "Taking advantage of my acquisition of the headquarters building, whether it's your Ningbo Bank's Shanghai branch, or Chu Xinyao and you personally, everyone can get a share of the profits, especially you. Why shouldn't I give you a push when it's going with the flow?"

"You are both my success and my failure!"

As Luo Yang sighed, Dong Xuan stared at him blankly and said, "You deserve half the credit for my current position, but as your business grows bigger and your responsibilities increase, that ceiling may not be able to stop me."

Are you blocking someone's way?

This was the first answer Luo Yang could think of.

"It's more than just blocking the way."

Dong Xuan sighed and said, "I thought the same way as you before, so I went back to Ningbo a while ago to talk to my godmother. I originally wanted her to mediate between me and Chu Xinyao and make it clear that I had no intention of continuing my career at the Ningbo Bank."

As Luo Yang listened attentively, he glanced at Mi Lai beside him.

Is it appropriate to tell your assistant such a secret?

After all, she had been left to fend for herself at headquarters and hadn't been with Dong Xuan for very long, so she couldn't really be considered a confidante.

"Ningbo Bank is a local commercial bank. It started out relatively well, but not as well as Pudong Development Bank. After all, the strength of the platform behind it is only so big."

Dong Xuan didn't consider this point at all and continued speaking on her own: "In recent years, backed by the Ningbo local government, Ningbo Bank has expanded rapidly. In addition to the market in its home province, it has also extended its reach into the Shanghai market and established a firm foothold in Shanghai with the help of Zhejiang East Capital."

When she suddenly started talking about the history of Yongcheng Bank, it certainly wasn't just idle chatter.

Luo Yang remained silent.

"In the basic savings customer market, even if Ningbo Bank is willing to spend a lot of money to spread its business network all over Shanghai, it will be difficult to compete with the Big Four banks and those established commercial banks."

After taking a sip of her drink, Dong Xuan continued, "Therefore, headquarters has instructed the Shanghai branch to take a different approach, concentrating its efforts on tackling the credit, trust, fund, and private banking sectors, aiming for breakthroughs in one or two of them, ultimately building brand awareness and capturing a certain market share."

After she said that, Luo Yang seemed to understand a little.

"Because of me, the Shanghai branch has achieved breakthroughs in certain business sectors?"

Luo Yang pointed to his nose, somewhat incredulous, and said, "It can't be that exaggerated, can it? Your Ningbo Bank is a commercial bank with assets exceeding 100 billion yuan. It's impossible for such a scene to occur just because of me. This is too outrageous."

"Ningbo Bank's assets are over 100 billion yuan, but don't forget where its headquarters and main markets are located."

Dong Xuan scoffed, "More than 95% of the bank's business is in Zhejiang Province, and more than 70% of its assets are concentrated in Ningbo. As for Shanghai, I can say without exaggeration that your acquisition of the headquarters building and this debt restructuring project can directly increase the Shanghai branch's loan business by more than 70% that year."

Luo Yang: "."

Faced with Luo Yang's suspicious gaze, Dong Xuan then revealed some information that he did not know.

"Last August, the China Bankers Forum and the 2011 China Commercial Bank Competitiveness Evaluation Report Release Conference were held at the Shangri-La Hotel in Ningbo."

Dong Xuan said earnestly, "As the annual grand event of the domestic financial industry, the 'China Bankers Forum' is being held for the first time in a city outside the capital. Reporters learned from this report release conference that in the 2011 national commercial bank core competitiveness ranking, ICBC took first place, with CCB and BOC tied for second. Meanwhile, in the 2012 China Commercial Bank Competitiveness Evaluation Report released at the same time, the name Ningbo appeared multiple times. Specifically, Ningbo banks ranked first in the 2011 comprehensive ranking of city commercial banks with assets exceeding 1000 billion yuan."

At this point, she paused.

"It should be noted that the total assets of national commercial banks (including the five major state-owned banks of China Bank, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and Bank of Communications, as well as 12 national joint-stock commercial banks such as China Merchants Bank and CITIC Bank) account for 63.5% of the total assets of the banking industry."

She explained, "Note that this is only a comprehensive ranking of city commercial banks with assets exceeding 1000 billion yuan. Those established large banks wouldn't bother participating in this kind of evaluation option that was added on the spot for the organizers."

When President Dong talks about professional matters, he reveals another kind of charm.

It comes with professional attributes.

"So, it seems that Yongcheng Bank's business volume in Shanghai isn't very large?"

"What do you think?"

Dong Xuan chuckled and said, "Otherwise, why would we value high-net-worth clients so much? Especially when you agreed to put your private account funds into the private banking department of the Shanghai branch, I was able to seize the opportunity immediately and successfully take up the position of deputy branch manager."

At this point, she gave Luo Yang a meaningful look.

"I was skeptical before, but I didn't expect that Toutiao would raise funds recently, and its valuation would suddenly soar to 3 million yuan, while your 27% stake would suddenly become worth nearly 1 million yuan." "You're still paying attention to this?"

"It's not just Toutiao, but also the shares you hold in miHoYo. Two years ago, this company was just an insignificant game company, but now it is showing promising development prospects. I have consulted relevant professionals, and they all believe that this company has great potential in the future."

Dong Xuan looked at Luo Yang with curiosity and said, "You put all of these in your private account. As the vice president in charge of the private banking department, how could I not pay attention to these shares? In addition, you also hold shares in some companies in Hong Kong and the United States. Originally worth more than 8000 million, in just half a year, these shares are now worth more than 1 million. I really admire your investment vision!"

Is it just admiration?
In Luo Yang's view, Dong Xuan's gaze seemed to want to penetrate the skull and go directly into the brain to find the answer.

"and then?"

Luo Yang didn't know how to reply for a moment, so he could only awkwardly give a perfunctory response.

"Don't forget, you also have Lemon CC that you want to sell, as well as the bike-sharing project that is favored by many investment bigwigs."

Dong Xuan sighed and said, "These projects, whether for financing or sale, involve substantial sums of money. If Ningbo Bank can secure them, the business of the Shanghai branch will take a significant leap forward."

"So someone wants to kick you out of Yongcheng Bank?"

"That's not the case."

Dong Xuan gave a wry smile and said, "Everyone knows you and I have a good relationship. If I stay at Ningbo Bank, my chances of getting your projects will be better. At the Shanghai branch, everyone from top to bottom will get a share of the profits, and might even get the lion's share."

"Is it just that you're single-mindedly focused on changing jobs?"

Luo Yang joked, "So instead of helping you along, those people will do everything they can to hold you back?"

"Snapped!"

Dong Xuan snapped her fingers: "You're right. Not only did they create obstacles for me to get out of this situation, they also tried their best to steal the credit that you helped me achieve. Although I can get a share of it, the leftovers are not enough to support me in breaking through the ceiling!"

"Good guy"

Luo Yang leaned back tactically, resting against the back of the sofa chair.

He crossed his legs, spread his arms, and laughed heartily.

"It's all your fault."

Dong Xuan lightly stepped on Luo Yang's waist: "Don't laugh at me!"

"Why not talk to SPD Bank directly?"

After suppressing his laughter, Luo Yang turned to look at Dong Xuan: "Don't tell me you don't have that channel. With my business, even if Ningbo Bank holds you back, Pudong Development Bank would still be willing to take you on, right?"

"You still say it!"

Dong Xuan glared at her: "That was originally my plan, but you..."

Luo Yang was stunned.

Yes, it seems that it was around that time that I came up with the idea of ​​acquiring and establishing a commercial bank.

Before this, he remembered that at the Wealth Code party, Dong Xuan and Chu Xinyao had a fairly good relationship; at least they cooperated with each other on some matters.
"It was my fault."

Once Luo Yang establishes his own financial platform, needless to say, all the business that should have gone to Ningbo Bank or Shanghai Pudong Development Bank will be lost.

He will absolutely support his own commercial bank!

Dong Xuan's plan to jump ship to Pudong Development Bank failed. Staying at Ningbo Bank, perhaps her current position has reached its limit, with no room for further advancement.

What can I do?

Hearing Luo Yang say something inappropriate, Dong Xuan knew when to stop and said quietly, "I can only hope that after President Luo sets up his own commercial bank, he won't forget me, an old friend, and will give me a job. I'll be content."

No wonder he was so proactive tonight.

They even brought along a Persian cat that can do backflips.
"Alright, stop wallowing in self-pity."

Having guessed Dong Xuan's thoughts, Luo Yang said directly, "I'm also a person who values ​​old friendships. Since we met, it's not just about friendship, but also about recognizing your abilities. You could even say that it was you who inspired me to start a commercial bank. So if you're willing in the future, I certainly won't treat you unfairly."

"really?"

After hearing this sincere statement, Dong Xuan immediately sat up and turned to lean against Luo Yang's chest.

Dong Xuan tilted her head back and looked at the man who could decide her future with alluring eyes: "Will you put me in charge of the branch in Shanghai?"

"It depends on your performance."

"I'm putting what I've learned to use right away," Luo Yang replied with her words.

"whee."

Dong Xuan wasn't afraid of that.

She chuckled and didn't reply to Luo Yang immediately. Instead, she stretched out her finger and beckoned to Mi Lai, who was sitting quietly to the side.

"Mr. Luo, the night is long, how about we watch the Persian cat backflip first?"

That speed could kill someone.

Luo Yang quickly pressed down on Mi Lai's head as she crawled over, glared at Dong Xuan, and said with a double meaning, "Are you sure this Persian cat won't scratch people?"

"Don't worry, it's perfectly safe."

Dong Xuan slightly straightened her back, her back sliding up Luo Yang's chest, and tilted her head back to whisper in his ear, "This little girl is my distant cousin. She lived at my house when she was in junior and senior high school. In terms of relationship, she's closer than my cousins ​​in the family."

No wonder you didn't hide so many secrets when you were telling me earlier; it turns out there was this connection involved.

Luo Yang's hand was no longer so resolute.
"I was a little unbalanced before, which is why I was anxious about the time it would take for you to successfully acquire the credit cooperative."

Dong Xuan noticed Luo Yang's hesitation and added, "Now that I've thought it through, I'm willing to wait. Before you successfully acquire it, I'll stay at Yongcheng Bank peacefully, helping you secure more benefits while also offering advice. Once your commercial bank is established, I'll immediately join your ranks and be at your beck and call!"

How did you come to this conclusion?

After Luo Yang released his hand from Mi Lai's head, he asked another question.

The more I understand you, the more I feel that your thigh will get even thicker in the future.

Dong Xuan whispered in Luo Yang's ear, "If you don't make up your mind to hold on now, you might not have another chance."

This woman is truly insightful!
(End of this chapter)