Chapter 609 is on full fire!

Here it comes, is Chen Mo finally going to explode?

The media in the audience waited attentively for his next words.

Lei Jun, who was very familiar with Chen Mo, looked at this guy who half-held the microphone with one hand and casually put the other hand in his trouser pocket, and knew that this guy was going to start his "performance" again.

What stomachache? Even dogs don’t believe it!

However, Lei Jun is looking forward to what shocking remarks this guy can make.

“Why do some people want to stigmatize marketing? I tell you, because only in this way can they completely deny all the efforts made by our companies behind marketing!
Everyone knows that marketing is the icing on the cake, but the prerequisite is that you have to have the icing on the cake, and your product strength must be good enough. This is the most core and fundamental thing!
Why did the other side go from being unknown three years ago to being known to everyone now?

It’s developing so fast? It’s developing so fast that it might make some colleagues on the stage lose sleep.”

This callback made the audience laugh.

Chen Mo suddenly turned around and looked down at Lao Ma, who was just adjusting his cufflinks.
“Is it possible that this is a foil from friendly competitors?”

The originally suppressed laughter spread throughout the audience, becoming a little louder.

“When competitors do not regard consumers as human beings, and exploit users like leeks, and when all companies take this as a habit and take it for granted.

There is a company that just did what it could do, and when it looked back, it became the number one in the industry. This is the secret I want to share with you, that is.”

Chen Mo suddenly raised his head and looked at the camera below the stage: "Treat employees as human beings instead of cattle and horses, and treat consumers as human beings instead of leeks!"

Just two sentences, 21 words, were like a thunderclap. The laughter in the audience disappeared and a long silence ensued. Everyone seemed to be lost in thought. Is it really that simple?
Now it was Ma's turn to frown, Li Yanhong was a little puzzled, Liu Qiangdong had fire in his eyes, and Lei Jun nodded repeatedly.

Even the foreign businessmen on Chen Mo's right widened their eyes, somewhat shocked that this young man was more outspoken than them, the Westerners.

At this moment, Chen Mo became the well-deserved focus of the whole audience.
“Two questions worth pondering.”

Chen Mo suddenly made a "yeah" gesture, but of course it wasn't for taking a photo.

“The first question: Who is defining the rules when it comes to monopolies?

Some people claim to be against monopoly, but their platforms are actually engaging in the "choose one of two" practice.

Some people advocate sharing and mutual benefit, but make it difficult for small and medium-sized businesses to operate.

Some people talk about health and happiness, but turn a blind eye to the food safety issues of their company’s partner merchants.”

When Chen Mo said this, he saw Wang Xing, who was sitting not far from the stage, had a very unhappy expression on his face. He felt very happy and his mouth curled up slightly.

“The second question: Regarding innovation: is it technology or rhetoric?
The "innovation" of some giant companies is nothing more than beautifying data monopoly with one concept after another, leaving many users shrouded in information cocoons.

When innovation becomes a fig leaf for data monopoly, and when technology becomes a weaving machine for information cocoons, all that is left is a valuation bubble and a mess.

Real innovation requires three fulcrums: technological patents, industrial empowerment, and social value!
The ultimate meaning of innovation lies when technological investment is transformed into cost reduction and efficiency improvement in the real economy, providing better development, creating more jobs, and activating dormant economic development.

Innovation is not a buzzword on PPT. In this era, we need more "stupid kids" who work hard, and Bi'an Bucai is one of them.

Why are you saying this?
Because in my eyes, the future is one of contention among a hundred schools of thought and technological innovation. I hope that more true friendly businesses can join in, and on this occasion of China, in this great era not seen in a century, we can work together for development. This is the true 'connectivity, sharing and co-governance'.

Some people in China have become rich today. How rich are they? They are so rich that they feel uncomfortable even if they earn billions a month. "

When Lao Ma heard this, his face froze and he seemed to be about to say something but stopped. He must have been cursing in his heart.

“.But these people always think about changing the environment, changing society, and changing the world, but forget what they should do most as the first rich people!

However, these people attribute the dividends bestowed by the times to the manifestation of their own abilities. In their eyes, they can only see my private jets, luxury houses and luxury cars, just like they only see marketing in Bi'an, but they cannot see the treatment that Bi'an gives to its employees, the humane working environment, and the products that are heart-to-heart with users.
A true entrepreneur will never think of himself as great. It is meaningless to compare how much money he has. We can only feel the heavy responsibility on our shoulders!

Mr. Ma's last sentence is very good. Those who always start price wars and disrupt the market environment are indeed some clowns who are just trying to attract attention.
But there is a kind of price war which is precisely a necessary means to eliminate the junk in order to achieve healthy competition and the goal of survival of the fittest.

So we want everyone to recognize who these clowns in the market who have lost their moral bottom line are?
Without them, it is very important for companies like Bi'an, Xiaomi, and JD.com!"

Chen Mo's deafening voice echoed in the room for a long time.

In this solemn silence, the "gulp" sound of a reporter drinking water seemed particularly harsh. He lowered his head hurriedly, fearing that he would disturb the solemnity of the moment.

The entire venue seemed to have pressed the pause button, even the air froze.

In such a large public occasion, everyone was shocked by Chen Mo's resolute statement at this moment.

"That's all, thank you!" Chen Mo's concise ending was like pressing the restart button, making the originally still picture flow again.

When he sat down, he was unexpectedly met with Lao Ma's sharp, gloomy gaze, like a vulture's.

Chen Mo did not back down, and the two eyes collided fiercely in mid-air, splashing out invisible sparks. The flash lights below the stage went on and off, as bright as day.

At this tense moment, the two of them tacitly looked away at the same time.

Along with the sound of shutter clicks, the venue fell into an eerie silence, followed by whispers of discussion, and finally applause, which was scattered at first and then became continuous and spread throughout the venue.

The media practitioners at the scene were stunned and satisfied, surprised that Chen Mo had the guts to speak out in such a grand occasion, and what he said was irrefutable. This was the unique and offensive Chen Mo in their impression.

Isn't the big news out now?

"Thank you Mr. Chen Mo for your speech. Due to time constraints, our summit dialogue this morning is coming to an end.

I would like to thank all nine of you for participating in the forum today and sharing your insights. We are discussing the world of the Internet, which is relevant to everyone's future. In fact, I think this is a victory of the information age. We also look forward to writing the future of human mobile Internet with your efforts and extraordinary talents. This forum ends here. "

The verbal battle between these Internet giants on the podium in the ancient town that day was full of wisdom and wit, just like a business game without the smoke of gunpowder, or like a halftime break after a melee in the market.

Following the media reports, various reports on the Internet once again sparked heated discussions, with the focus on the sharp verbal confrontation between Chen Mo and Lao Ma during the day.

In particular, the photo that captured the tense moment between Chen Mo and Lao Ma became the focus of heated discussion among the whole nation.

If Lao Ma's speech on the first day of the conference was still lingering in the ears of the participants, then today Chen Mo used a very strong declaration to attract the attention of all media and stole the limelight with an overwhelming force.

Countless netizens applauded Chen Mo's speech, while others criticized him for being sanctimonious.

"Chen Mo is simply my mouthpiece. I think some capitalists just want to eat meat. Hurry up and give me billions. I am not afraid of the hardship."

"When you have time to talk nonsense, you talk about the environment, health, and happiness. Timo should do something human. He says one thing and does another. It's disgusting, absolutely disgusting!"

"That Chen Mo is not a good guy either. He looks so righteous, but who knows if he is just pretending?"

"Where did the above water army come from? If you have money, introduce it to everyone to make money together~"

"A gentleman is judged by deeds, not by heart. No one is perfect in the world. Even if they are just pretending, it is a skill to be able to pretend for a lifetime! At least Ele.me treats us to free meals, taxis and rides at half the price. Some companies only know how to go public and reap profits."

Where there are people, there are rivers and lakes. The same is true for online public opinion, which is once again in chaos.

In the afternoon of the same day, the Internet elites who attended the forum were invited to Hangzhou to attend a higher-level symposium.

After the meeting, the leader carefully read the minutes of the morning meeting. When he saw a certain speech record, a look of relief appeared on his face, and he laughed and scolded,

"This little Chen Mo is really bold and reckless, firing cannons at random!"

The secretary who had been with the leader for many years observed his words and expressions and saw that the leader was in a good mood at the moment, so he handed over a document.
"Leader, Chen Mo from the Other Shore Group submitted a proposal before leaving. I don't know."

"Oh? We still have some time. Let me take a look first."

When the leader took the document and saw the contents, his eyes fixed.

"In recent years, my country's P2P online lending industry has shown explosive growth, but some platforms have been divorced from the real economy and have expanded disorderly through illegal means such as attracting deposits with high interest rates, operating capital pools, and using false targets, which has triggered a number of repayment crises and mass incidents.

There are three fatal hidden dangers behind the prosperity of the P2P industry: First, the annualized rate of return generally exceeds 15%, far exceeding the profit rate of the real economy. This kind of profit promise is essentially a Ponzi trap;

Second, 90% of the platforms have maturity mismatches and fund pool operations, which completely deviate from the positioning of information intermediaries;

Third, the industry’s bad debt rate has actually reached 12-18%, but the risks are concealed by borrowing new money to repay old debts.

What is even more worrying is that recently a large number of platforms have been rapidly sinking into third- and fourth-tier cities, taking advantage of the general public's blind spots in financial knowledge and expanding wildly.

According to the statistics and predictions of the Bi'an Data Big Model, if the current trend continues, systemic risks will inevitably emerge in the next 18 months, which conservatively estimates will cause hundreds of billions of losses and affect millions of households.

In order to prevent systemic financial risks, protect the rights and interests of investors, and promote the healthy development of Internet finance, the following suggestions are put forward for reference.
Risk management suggestions:

Strengthen the access and filing mechanism.
Establish a fund custody system and set a cap on yields
Information disclosure and transparency.
Risk reserves and leverage limits
Investor protection measures.
Regulatory collaboration and industry self-discipline: clarify regulatory entities, establish a blacklist system, and promote industry self-discipline.
Finally, the bottom line of financial innovation is that risks are controllable, otherwise the so-called inclusive finance will only become a tragedy of robbing the poor to help the rich.

above! "

The leader's gaze lingered on the draft proposal from the Bian'an Group for a long time, and he remained silent.

"Leader? Leader?" the secretary whispered, "The next meeting is about to start."

"okay!"

The secretary noticed that the leader deliberately put the document into the briefcase he carried with him.

(End of this chapter)

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