In 1992, a small village owner became the richest man in the village by owning a car.

Chapter 614 Each Goes Their Own Way, Applying for Credit Cards!

"And you too." Yu Dawei turned his head and looked at Sun Shunli standing to the side. "Shunli, Officer Zhao is a good girl. If you hadn't been too proud back then, you might have been the one to marry her. Now that she's put aside her pride, she just wants to be with you. You should be more careful."

"Okay, brother-in-law." Sun Shunli's double eyelids, which had been watching the show, drooped instantly.

I've heard that Zhao Hanya's marriage hasn't been good these past few years. In the end, her family complained too much because Zhao Hanya was always away on duty, and they encouraged their son to get a divorce.

He had actually guessed that Zhao Hanyue had feelings for him, but what did a rough and uncultured man like him have to offer?

Yu Dawei stood at the gate of the villa area, watching the two men, who seemed lost in thought, leave. He truly hoped that these two brothers could have a good relationship and not stumble.

Shunli is too insecure, and Fuzi is a hopeless romantic. Perhaps only by standing in the shoes of an outsider can one see their own shortcomings clearly.

"I hope they're both doing well. They've both had their own hardships along the way." Yu Dawei looked away, put his hands in his pockets, and suddenly thought of a question.

Only the old man, Huang Man, and himself remained in the villa; they were one player short for a mahjong game!

"Old Chang! We have to call Old Chang over. Lust is a deadly weapon; we can't let him get addicted to it." Yu Dawei grinned and took out a small black cell phone from his pocket.

In April 2001, a season of lush greenery and blooming flowers, Yu Feng, the eldest sister of the Yu family, married and moved to Kyoto. Professor Zhang had already registered Da Feng's household registration in Kyoto.

Da Feng'er, who was originally destined to end her life in the countryside, has now been cured of her illness with the help of Da Wei, and has even transformed into a Kyoto resident envied by everyone in the village.

Kyoto is a place that people all over the country yearn for. The magnificent Tiananmen Square, the ancient buildings from various dynasties, and the bustling city streets... Those who can live there must be superior to others. This was the thought of most rural people at that time.

When Dafeng got married, Yu Dawei was not idle either. He had some spare money, so he bought a courtyard house in Beijing and a property in Fengtai and Chaoyang respectively. All of them were pre-construction properties.

Yu Dawei did this secretly, without telling his family; only he knew about it.

If he told his family, they would definitely think he was crazy. How could one person live in so many houses? But Yu Dawei is very familiar with the future real estate market.

Without affecting his business, it would be a good idea to use the extra money to buy a few properties in Kyoto. What if his eldest son gets a girlfriend from Kyoto?
To avoid being looked down upon by the people of Kyoto.

However, the most important thing is that Yu Dawei now has plenty of funds. After the Eighth Bureau's money arrived, the accounts of shops and repair shops in various cities began to be summarized at the end of the year, including the profits from parts, various fleets, and the dividends from Brother Duan's flour mill, etc.

Now he has nearly ten million in cash flow. It is because of this large sum of money that he dares to buy a house, buy hundreds of kilograms of meat for his brothers, and even gave Lao Ji a refurbished car.

These are all included in the profits he earned.

It was precisely because of this large sum of money that Yu Dawei was able to acquire the Eighth Bureau's equipment without any scruples. He even bought back excavators, bulldozers, road rollers, and other equipment that he couldn't sell in other provinces.

The eighth inning also offered a very considerable price.

Yu Dawei's strategy is to repair and refurbish older construction vehicles and then sell them directly to make a profit from the price difference. As for those that are 70-80% new, he will repair them properly with original parts and put them back into construction projects.

Starting this year, the Eighth Bureau has adjusted its policies, prioritizing employment over maintenance, so it's no longer possible to casually pick up money from sacks like it did in previous years.

Yu Dawei needs to maintain the remaining equipment of the Eighth Bureau while also reinvesting the equipment he bought back into the Eighth Bureau's projects. Of course, they already have a partnership with an equipment leasing company.

So he didn't put all his eggs in one basket; he had projects and engineering collaborations with companies in the first and sixth rounds.

Furthermore, Yu Dawei has already signed an equipment leasing cooperation agreement with his second uncle, and all of his previous engineering vehicles have been put into his second uncle's project site.

Sun Shunli and Fu Zi were in charge of management, and Tao Zi from Fanfan Repair Shop led a team to carry out maintenance. The maintenance point was located at the old equipment factory in Rang District.

Da Feng's departure also brought some changes to Yu Dawei's parts business. Yu Dawei found three successors for her, two women and one man, originally intending to see who was more capable.

After more than half a year of comparison, a young man named Qian Yin was selected, and a young woman named Ma Li was chosen as his assistant.

Qian Yin was the one who insisted on working with Yu Dawei at the grain depot. He was very capable, and since he had experience with agricultural machinery parts, he learned very quickly.

Another significant change in Yu Dawei's parts business was the problems encountered by Ye Qian, the overseas distributor who supplied Yu Dawei.

Seemingly wanting to distribute some of the spare parts he had, he held a channel meeting in Shenzhen, where Yu Dawei secured the agency rights for several engineering spare parts, including Caterpillar and Volvo models.

As for the cars, no one expected that the main reason was that the overseas manufacturers didn't take them seriously, or perhaps they had other marketing strategies.

Although they didn't secure the distribution rights, they can still get products from the original manufacturer, and with connections within the manufacturer, the prices Yu Dawei gets are relatively cheaper.

There's no need to even source the goods from Shenzhen; they can be delivered directly to Liancheng Port in Liaoning Province, where Yu Dawei can simply send someone to pick them up.

In short, although the parts business has changed a lot, it's not all bad. At least for now, it can still generate a large amount of profit for Dawei.

Not long after Da Feng got married, her second sister Yu Yan also got married. However, it was a pity that Yu Dawei was in Shenzhen at the time negotiating with Boss Ye about taking over the agency rights.

When Dawei heard the news, it was too late to go back. He had planned to have his wife take the child and go with his parents, but then the child fell ill.

Yu Muyu had a high fever followed by a low fever for two or three days. It was only after a week that her condition improved. Her great-uncle Yu Huai carefully prepared medicine for her every day.

Seeing that the family of three was in dire straits, Yu Dawei could only ask Han Jingfan to give her father more money to take with him.

He never imagined that he would miss his second sister's wedding in his past life, and now it would be the same in this one. He felt incredibly regretful...

In September of the latter half of 2001, Yu Dawei received shocking news: Xiao Bai was getting married.

The girl he married was named Feng Xiaoxiao. I heard that they were already pregnant, which is why the news of their marriage came so suddenly.

Yu Dawei never expected that Xiao Bai, who looked so gentle and mild-mannered, would be so wild. As Xiao Bai's good brother, he would definitely attend Xiao Bai's wedding.

Surprisingly, the wedding was held in Kyoto, and there weren't as many people as expected. In short, Yu Dawei was terrified for days afterward, feeling as if he were standing on a cloud, completely disoriented.

It's best not to say more here. For Yu Dawei, a car mechanic, to be able to attend a wedding of that caliber is simply incredibly lucky.

Later, Yu Dawei's business began to snowball, transforming from a disorganized team in the first stage into a company of considerable size.

The company's monthly turnover can reach hundreds of thousands, or even millions, and as long as Yu Dawei has money in his account, he goes on a buying spree with the Eighth Bureau.

With someone like Yu Dawei providing a safety net, the Eighth Bureau is purchasing equipment at a rapid pace. It is estimated that within two or three years, all the engineering equipment needed for projects across China will be completed, which is already considered fast.

To express his gratitude to Yu Dawei for his support, Huang Fengcang specifically asked the relevant departments to make a slight adjustment to the price of the equipment before it was delivered to Yu Dawei.

So, in that year, Yu Dawei was both rich and poor. When he was poor, he could only make ends meet by taking out bank loans. When he became rich, he could buy seven or eight old excavators at once.

Furthermore, the island nation's scrapped excavators are also dismantled, turned into scrap metal, and shipped back, and the same thing happens—they're bought up.

Because of the increased number of loan repayments, Yu Dawei's creditworthiness inexplicably spread among various banks in the oil city.

Some people started recommending high-limit credit cards to Yu Dawei.

Credit cards have existed since the 1980s, but they weren't widely adopted at the time. As the market economy continued to grow, credit cards gradually became an essential card for some businesses.

Especially for individual factories, which may occasionally experience cash flow problems at each stage, having a credit card means they don't have to scramble for money and can quickly fill the gaps.

Yu Dawei also happened to be born at a time when the country was vigorously promoting credit card applications.

First, a manager from the Agricultural Bank of China came up and immediately wanted to apply for a credit card with a limit of two million yuan for Yu Dawei, which completely stunned Yu Dawei.

Thinking back to my past life, I would have been grateful to have a credit card with a limit of 10,000. Now I've made two million in one go.

Even if I were penniless, just taking out those two million and lending it out would be enough for me to live off the interest.

But that wasn't the end of it. A few days later, several other major banks also contacted him, wanting to issue him high-limit credit cards.

The most outrageous thing was the investment promotion. They gave Yu Dawei a quota of 10 million yuan, and if the turnover was large later, it could even be increased. In addition, they also gave him various small gifts and benefits on every holiday.

Yu Dawei hadn't expected that the bank's credit card business would be so competitive at this time.

In the end, Yu Dawei opened accounts for all the credit cards and personal bank cards he could get. There was no other reason than that it would be too difficult and troublesome to open bank accounts and conduct related business in the future.

Yu Dawei not only opened a bank account for himself, but also had his wife open several bank accounts as well. As for credit cards, he didn't let her get one, mainly because she didn't need them.

In this way, the problem of Yu Dawei's occasional cash flow disruptions can be completely resolved.

His small company isn't one of those publicly listed conglomerates or anything like that; if the cash flow dries up, the company might go out of business. He can easily smooth things over with a few credit cards.

However, as the company grew, Yu Dawei also felt that he was struggling to manage it.

Yu Dawei specifically consulted his second uncle, who frequently went to the provincial capital to study and taught management courses. In addition, his second uncle also enrolled in an MBA program.

Seeing that Yu Dawei also needed to study, I immediately helped him enroll in a class, the same one as myself.

After that, the two often drove to a university in the province to study on weekends. In addition, the second uncle also specially invited several management professors to give lectures to his subordinates.

Yu Dawei naturally didn't want to miss this opportunity, so he also called over the core members of the management team to listen together.

I don't know if you've mentioned it, but Dong Mingzhu's second aunt gave birth to a girl. The little girl is very cute and is often taken home by her maternal grandmother, making it difficult for her biological parents to even see her.

Firstly, they were busy, and secondly, their second aunt's family had many rules, so neither of them wanted to go back and risk bad luck.

It was December 2001, a time of winter snow.

Yu Dawei's businesses were all proceeding smoothly, with the biggest gains coming from the Eighth Bureau and overseas scrap metal collection (scrapped construction vehicles), which generated huge profits for him.

This also led Yu Dawei to shift his focus from the domestic market to the international market. However, opening up the international market was extremely difficult, as he lacked both connections and resources.

Zhang Yang's job in the island nation was a stroke of luck; Yu Dawei couldn't possibly encounter such people or have such good fortune every time.

Therefore, the plan to purchase scrapped engineering parts and vehicles from overseas has to be put on hold for now.

This problem cannot be solved in a short time.

However, everything is moving in a positive direction. Not only has Duan Da achieved considerable success for himself, but his flour mill has also reached a new milestone.

He obtained the authorization for Daohuaxiang rice and even tasted the processed rice. It was incredibly delicious. The grains of this rice are long and slender, and the cooked rice has a rich aroma.

It really smelled like the fragrance of rice blossoms in a paddy field. At this moment, Duan Dahai finally understood why the old professor from the Academy of Agricultural Sciences named it "fragrant rice"—it was definitely unique.

Duan Dahai was even certain that this Daohuaxiang rice would definitely have a place in China in the future!
Overjoyed, he went to Fanfan's repair shop to find Yu Dawei, invited Lao Liang, and they drank and chatted together.

"The situation in Shenzhen has also been completely opened up. Dawei, Lao Liang, next I plan to separate the Daohuaxiang brand and operate it specifically in Shenzhen! I want to succeed on both fronts!" Lao Liang sat cross-legged on the kang (heated brick bed) of the brick house and took a swig of wine.

"It's feasible, but we still need to find trustworthy people to develop the market. We don't want to ruin the brand by accident," Yu Dawei reminded him.

(End of this chapter)