Rebirth: I want to conquer a great kingdom
Chapter 603 Three Autumn War
Chapter 603 The Three Autumn Wars ()
Liang Xin's unreasonable request to Teng Zengsui may seem outrageous, but it is actually outrageous.
After Teng Zengsui returned to his office, he directly asked his secretary to cancel several important group interviews in the afternoon, and instead called Lao Mo and several of the group's oldest strategic research office confidants to the office. .
Teng Zengsui explained the situation to them in detail. After thinking about it, these brothers finally peeled away all the whitewashing of Liang Xin and discovered that the most intuitive meaning of Liang Gou was actually strategic coercion.
First of all, if people flock to demand refunds of their financial services, for the sake of overall stability, it is impossible for the local government to support banks and insist on refunding their money.Even if the process of purchasing financial management is completely preceded by an agreement, at that point, the agreement will be useless paper even worse than toilet paper.And once the hole is opened, banks will definitely not be able to come up with so much cash in the face of the queues and runs.
As a result, not only those who bought financial management would have to queue up to withdraw their money, but even those who did not originally buy financial management would join the queue because they could not withdraw their money.In the end, it directly led to the bankruptcy of W City Commercial Bank on the spot.
But the problem is that the debt chain itself has no direct relationship with W City City Bank at all!
——The real core debt relationship in this is actually the debt contract between Dongfeng Plaza Development and Construction Company and the investors of Cian No. financial products established by Liang Xin through W City Bank and Dongfeng Charity. relation.
To put it more simply, Dongfeng Plaza owes money to the people of the city.
So if the ending turns out to be that Liang Xin runs away and the bank collapses, then I would like to ask your bank whether his death was unjust or not?To go even further, if not only the banks are wronged, but also if such a shocking financial disaster breaks out at the local level, let’s ask you whether the local leaders are wronged, right?
"Injustice, the greatest injustice of all time, I can't even die in peace..."
Lao Mo couldn't bear to continue reasoning in this direction.
Lao Teng didn't want to talk even more.
People who ride horses still have to bear this kind of mental pressure when they retire.If it weren't for the fact that Liang Xin still holds the key to victory in the next 20 years, Lao Teng would have wanted to call the police and catch this idiot so many times.
Every operation Liang Xin makes is too much!
But it’s so damn...it can make money for the group!
It’s really annoying! !
"What he means now is to use his personal assets as collateral to replace part of the social debt pressure and eliminate risks for the bank. This is the most critical." A middle-level manager in the group in his 50s continued, “In short, the money that Dongfeng Plaza owes the people is officially turned into the money that Dongfeng Plaza owes the bank.
Only in this way can the danger of thunder explosions be fundamentally eliminated.
At present, Liang Xin has absorbed 800 billion in deposits from society, including cash, land, and real estate projects in various places. Objectively speaking, if there is a real estate boom in the country in the future, these assets will double or triple the original amount. Hundreds of billions are also possible.But for now, we will only discuss the matter based on the current situation.This 800 billion is still 800 billion. There are no major problems with collateral and funds. The situation is still a good one.
Then, our bank can also prepare for a rainy day. First, we can borrow some funds from various brother institutions and pool it together, around 100 billion, which is not a big problem. In addition to our own funds, there is also the 200 RMB in Liang Xin’s hands. More than 400 million.We have collected billion yuan, which can fully meet the refund requests of about half of the depositors at the same time.
For the remaining 400 billion, we use the reserve land and project value of the Dongfeng Plaza project to calculate it. The assets are definitely greater than the liabilities. In this way, even if the Dongfeng Plaza project stagnates or even goes bankrupt, when we finally liquidate, this business will not lose money. .
First, by auctioning off the assets of Dongfeng Plaza, all social debts can be repaid in full; secondly, the 200 billion that Dongfeng Plaza owes the bank to advance for them can be easily repaid with the extra profits generated from the auction of Dongfeng Plaza's assets. , and we can also eat all of Liang Xin’s personal assets.
If the overall operation is carried out in this way, the bank will become the profitable party. "
After hearing everything here, Lao Mo couldn't help but be suspicious, "How can that kid still allow us to take such a huge advantage?"
"So Liang Xin asked for another % of the bank's shares."
Teng Zengsui's thoughts were basically straightened out at this time, and he said in a deep voice, "It seems that he still wants to bet with us. If the situation collapses, he will lose everything. If the situation stabilizes, he will take it." Two points of W city bank shares.”
A middle-level person in the room had a vicious glint in his eyes, "What if we deliberately induce the situation to collapse? Will we get his billions of assets in vain?"
"What nonsense are you talking about?"
Mo Huairen immediately became so angry that he yelled back, "The situation has collapsed. Hasn't the layout of Dongfeng Investment Group in the past two years been all in vain? Dongfeng Plaza has gone bankrupt, and our plan to collect rent of 300 billion yuan per year from land use has also come to an end." ? If Sanjin Technology loses Liang Xin, who will take charge of the situation? Isn’t it unhealthy to give up tens of billions of stable profits every year for the sake of these mere billions of assets? "
"Oh~~"
After Mo Huairen finished speaking, everyone in the room suddenly realized.
It turns out there is such a layer of insurance here!
Liang Xin is not afraid that Dongfeng Investment Group will induce investors to run on the bank!On the contrary, if the bank does not do what Liang Xin says now, it is really easy to die objectively!
After working for a long time, Liang Xin still has a high probability of picking up 2% of Dongfeng City Commercial Investment Bank's shares for free? !
"What the hell... are you blocking both sides? If we don't help Liang Xin, our bank will be destroyed first. If we help him, will he take the big advantage?" The middle-level veteran of the group couldn't laugh or cry, "Who the hell did it first? His hands and feet? He was obviously heading for Liang Xin, why the hell did he do this to us?"
"In other words, that bitch Liang Xin can come up with such a crooked trick at this juncture. He uses the opponent's strength to fight us, and borrows our strength to fight the opponent. It would be better for him to do it himself. He says he will bear everything. , I just want to reap the benefits..." Mo Huairen sighed, then pondered for a few seconds, and said to Teng Zengsui, "Old Teng, I think it's better not to do this. Now someone is If you are holding on to your destiny, let’s spend money to eliminate disasters. Just treat it as for the overall benefit in the future. This advantage must be taken by Liang Xin. "
Teng Zengsui thought for a while and said, "Two points are too many."
Several other old guys looked at each other.
Yes, Liang Xin won again.
And this time, the prize is bank shares.
From now on, that bitch Liang Xin’s family will really open a bank...
……
Liang Xin obviously underestimated the efficiency of an old man who was about to retire but was still very ambitious in making decisions.Moreover, he himself thought that he was not on the same channel as Lao Teng at all.Compared with Lao Teng who weighed the pros and cons of the entire strategy from his own perspective and that of the group, Liang Xin really took a "purely tactical route" this time.
The main source of confidence that Liang Xin is not worried about the collapse of the situation is naturally the big policy in half a year.At the specific micro-operational level, he also thought of countermeasures.It's already May.It's only a hundred days away from a big day in September.So he only needs to delay it for more than 100 days, and then everything will be fine.
And if you want to delay it for a hundred days, what's the difficulty?
If people want to queue up to withdraw money from financial management, then let them withdraw it!Open up and retreat!Is it enough to refund 100 billion to the relatives first?If it’s not enough, add another 100 billion!Anyway, the company has money in its account, so there is nothing to worry about.
But the question is, how long will it take to withdraw 100 billion or 200 billion from financial management?
If only a few banks are allowed to handle this business, how much can be refunded in one day?
1000 million is at most, right?
100 billion, it would take a thousand days and nights, that is, three full years of riding a horse...
In three years, the normal redemption period for financial management has arrived early!
So there is no need to prepare so much funds.
The Dongfeng Plaza project can be refunded while continuing to advance steadily, and the progress of the project will not be affected at all.
Moreover, the people in W City are such thieves. How many of them are willing to give up the interest on financial management?I have saved the money for more than half a year now, and if I have to take it out, I won’t get even half a cent of interest.Then do I have to deposit the money I took out back to other banks?If you think about it this way, isn't it just a fool's errand?Therefore, Liang Xin expected that there would only be a very small number of people queuing up to refund their money!Only a handful of pure fools would do such a thing!
"Mr. Liang, you... Mom, my aunt went to the bank to ask about this matter again today, so she brought a dozen middle-aged women with her to make a fuss around our counter. We are really..."
"I know, I know, please give her a refund. I don't want to affect your work."
"Then we won't pay interest on this part of the money..."
"This part of the interest is obviously paid by ourselves, right? Sanjin Technology's 50 billion reserve fund is still in your account..." Liang Xin was on the phone with Ling Yu, whom he hadn't seen for a long time, and said with a smile, " But it’s okay, it saves us money.”
This part of the reserve fund was originally withdrawn by Liang Xin from the account of Sanjin Technology in the name of Dongfeng Charity.In essence, it is Sanjin Technology’s after-tax profit last year.Now this part of the money does not need to be filled by Dongfeng Real Estate selling off-the-plan properties. If it can be returned to the third-level technology account in advance, it means that Sanjin Technology can pay another big dividend this year.
Liang Xin and the shareholders of Sanjin Technology can make another fortune for free.
"It's a double happiness for those who ride on horses..." Liang Xin was extremely excited after making the call.Then without saying a word, he pulled Jiang Lingling into the room, stripped her naked two or three times, and then had a good fight while dripping with sweat.
In the next few days, Liang Xin stayed in W City temporarily in order to wait for the confirmation letter from Lao Teng.
Not only did she make love to Jiang Lingling on time every day, she even went to school to pretend to attend classes twice, attracting enthusiastic onlookers from the alumni.One day in the middle, Xu Jia saw Liang Xin coming to school, so she took him to the island to have a look.
Standing on the high point of the island, Principal Xu faced Jieshi to the east, pointed to the blue sea in the distance, and said to Liang Xin: "Look at that piece of land, sixteen acres, I left for you. As for you, if you pay million, Become a shareholder of our school’s independent college and serve as a school director. After the overall development of this project, the property rights will be shared by the three companies, you, the school, and the place. Is that interesting enough? "
"Enough, enough..." Liang Xin was stunned.
In his original impression, the entire coastal area of W City should be the dirty Yellow Sea. However, he did not expect that this small island is located quite outside, thus forming such a spectacle——
Most of the island's southeast, southeast and west sides are surrounded by the yellow ocean. Only the easternmost small peninsula, the 16 acres of land Xu Jia mentioned for Liang Xin, extends right into the blue ocean.
"There is also a beach with fine sand on it. Originally, the county here wanted to develop tourism, but with such a small beach, there is really no way to plan it." Xu Jia introduced to Liang Xin, "But for you personally, It’s just enough to build a beachfront villa. Our approval document will be available next month. When will your funds be available?”
"The funds may have to wait a little longer. I'm a little strapped for cash recently."
"What are you doing again?"
"Principal, if I tell you this, you might not believe it..."
"What did you do?"
"To put it simply, I might want to buy a bank." "???"
Lao Xu's shock and confusion did not last for many days.
On May 5, the day when the Labor Day holiday was about to end, Dongfeng Investment Group finally completed the verification and valuation of all Liang Xin’s assets, and finally confirmed that Liang Xin’s assets were RMB 7 billion.
Then Lao Teng summoned the group's senior management, representatives of important shareholders of the group, heads of the group's holding city commercial banks, as well as leaders of some relevant city departments. Hundreds of people gathered together and held an important closing ceremony. General Assembly.
After more than two hours of conference report, deliberation, voting and on-site signing process, Liang Xin pledged all the shares of Jinshui Holdings, plus 2 million in cash, and obtained % of the shares of W City City Commercial Investment Bank from Dongfeng Investment Group .
After signing the contract, Liang Xin and the leaders of the relevant departments came up with his own micro-management plan of "it takes 1000 working days to refund a mere 100 billion", and assured that "it is impossible for us to explode if Amrik explodes." , the leaders were completely relieved and gave up the plan of arranging an economic investigation comrade to follow Liang Xin 24 hours a day to prevent the dog from escaping every minute.
That night, Mr. Liang returned home and fought with Jiang Lingling twice more.
The next morning, when the news that "Goldwater Holdings" had taken a stake in W City City Commercial Bank spread throughout the industrial and commercial circles of W City, Liang Xin had already boarded the plane and quietly headed to a provincial capital city in southwest China to continue his shopping. Buy a career.
At the same time, W City Commercial Bank also announced that citizens who purchased the No. charity financial product will be allowed to handle refunds at designated windows.Come and leave at any time, no limit!And even WeChat specifically posted the bank’s official account statement on hot searches, as if it was afraid that others wouldn’t see it.For a time, many depositors who had made early refunds during the May Day period were complaining, saying that they had saved for more than half a year in vain and hadn't even gotten half of their money back.
Liang Xin’s good mother, Ms. A Ping, fell out with many church members because of this, and she lost a lot of believers...
Sister Ping was quite angry about this.
You know, although she was anxious and afraid that her money would be cheated by the bank, it was this group of church members who initially begged her to "make decisions for the people" and take everyone to the bank to cause trouble.Now that I saw that I didn't get the interest, I started to blame her again.
So in a fit of anger, Sister Ping drove all these people out of the church site she founded.Sister Ping's religious leader, Old Yue Yun, who had turned against Sister Ping, took the opportunity to recruit these people back to his sect.
The two major Christian factions in W City have gradually become incompatible... Sister Ping uses the 800-square-meter house in Crescent Community bought for her by Liang Xin as her base. Behind her, there is a street gang who wants to have a relationship with Mr. Liang. The director of the Administrative Office and a mid-level section chief of the district Ethnic and Religious Affairs Bureau acted as his backers; Old Yue Yun insisted on following the mass line, resolutely being self-reliant, and did not listen to the yamen's orders. Everywhere he met, he said that Sister Ping was a heretic and a member of the imperial court. You hawks and lackeys, we who believe in the truth will never pay business taxes to the relevant departments!
Ning Chen reported these situations to Liang Xin vividly.
But Liang Xin laughed it off after hearing this.
He didn't have time to pay attention to such nonsense.
In the days that followed in May, Liang Xin seemed to have good luck, and everything went smoothly wherever he went.By the end of May, all shopping trips in the Southwest Region will be completed.
Liang Xin and his party rushed from the first city on the plateau to Loess Plateau without stopping.
"Mr. Liang, we have already taken % of Langzhan's shares, and now we still have US$ million on our account."
"Continue to sell, continue to buy, and let me continue to drive their stock price down."
"Okay." Guo Qin sat next to Liang Xin on the plane.
The weather is getting hotter and her skirts are getting shorter and shorter.But Liang Xin was not interested in her. He put on the blindfold, tilted his head back, closed his eyes and said, "The number of users of WeChat reached 7000 million yesterday?"
"Yes, the ratings of The Voice of China are getting higher and higher, and the discussions about those cartoons are also very hot. In the marketing department, Mr. Yang has now proposed a plan to create a topic of social opposition every day, and there are quarrels on WeChat We are doing more and more in all aspects. WeChat users’ average usage time on WeChat topics has increased compared to last month.”
"Yang Wenlong has done a good job. I don't think the marketing department needs to recruit a director, just him. We will observe again this month. If the user usage time continues to increase, then starting from the second half of the year, Yang Wenlong will be promoted to the director of the marketing department. Well done. Okay, from now on, I’ll be the vice president or president of the company.”
"Mr. Liang, are you... planning to delegate power?"
"Haha, don't you feel comfortable lying down and counting money? Now, do you think I still need the title of chairman to ensure that my will can be carried out?"
Guo Qin suddenly felt numb all over after hearing this...
What a domineering man.
How can Shen Ruilong, who is timid in doing things, compare to my Mr. Liang?
"One more thing..." Guo Qin pursed his lips, "On the NBA side, the playoffs are over. Langzhan now has no money to renew the contract with the NBA. Should we talk about it?"
"No need." Liang Xin said, "Yueting Group is already in contact. The U.S. dollars we have on our account now are very precious and can only be used to deal with Lang Zhan. As for Yueting Group, they can buy it if they want. Anyway, sooner or later They all have to spit it out.”
Guo Qin asked in a low voice: "Mr. Liang, are you planning to deal with him?"
"The bad guys have their own destiny. Brother Poni, who is riding a horse, is setting the pace to mess with me in W City. Just watch, he will not end well. I'm going to sleep, so you can rest for a while." Liang Xin said After that, he said no more.
Guo Qin handed the documents in his arms to the assistant behind him.
Then he asked for a blanket from the stewardess and gently covered Liang Xin.
Looking at Liang Xin's profile, she was infatuated for a moment before closing her eyes.
……
At the same time, at the Langzhan headquarters in the capital, Mr. Cao looked at the company's monthly financial report in front of him with a numb expression, unable to think of anything in his heart.In just two months, Poni Ge’s “bottom-up web game strategy” and Yueting Accounting’s “suck money from under the cauldron” strategy were all ineffective.As for Langzhan's losses, there is no sign of stopping at all.
The user growth rate of WeChat has obviously exceeded that of Langzhan.
Brother Poni has stopped making any noise in the past few days and has been dormant, not knowing what he is planning.
Yueting Accounting is quite high-profile.
I also followed Liang Xin's example. At this juncture, I don't know where I got so much money to buy and have fun everywhere. I even held a wedding with an actress by the way.An invitation was sent to him, but Boss Cao didn't go.
"Old Cao, there is not much money left in the account. We can survive until the end of August at most."
Brother Ajia walked in. Compared with half a year ago, his spirit was completely different. "Today I ran a business again and switched to WeChat to place ads. Not many people continued to renew their contracts with us. Our users The activity level has gone negative last month.”
"People's hearts are scattered..."
Lao Cao leaned back and looked at the ceiling with dull eyes, "People gather and wealth gathers, people disperse and wealth scatters..."
Brother Ajia said: "Sell the stocks, maybe you can survive for a while longer."
Lao Cao said helplessly: "So what? Can you still beat Liang Xin? He understands young people better than us. This kid's business sense is simply...inhumanly strong. Who can beat such an opponent?" Can you beat me?"
"You should give it a try. Why don't you ask Yue Ting how he made so much money? I think with his current investment layout, he might be the next Liang Xin."
"Him? Ha!" Lao Cao smiled disdainfully, "Don't you really know how he got his money? Compared with Liang Xin, it is even more of a joke. What kind of ecology do you want to imitate Liang Xin? Last month he He also vowed that Liang Xin would die. What was the result? If he opened the door to refund the money, 100 billion would be refunded to the year after next, and the matter was easily solved. Liang Xin also took advantage of the opportunity to get shares in a local bank. He Are you going to compete with Liang Xin on your head? Even if there are ten of them tied together, they are no match for Liang Xin."
Brother Ajia frowned when he heard this, "Then we are waiting to die now?"
Boss Cao was silent for a long time, then stood up and looked at Brother Ajia. His eyes had lost their former sharpness, like an old man in his twilight years. "Lao Wang, if I guess correctly, Liang Xin will buy Langzhan in a while," he said. Those who come down, from now on... just follow him and work hard. I'm retired, and the world is yours."
He patted Brother Ajia on the shoulder, leaving Brother Ajia with a shocked look on his face, and exited the office.
A big boss was kicked out of the world by the reborn...
But on the other side, there are those who are still unconvinced.
Brother Poni took the phone and had a rare spat with Ms. Yan Hongli: "Mr. Yan, to be honest, Liang Xin's ambition is too great! He dares to kill Lang Zhan today, and he dares to touch all of us tomorrow. Money goose, the day after tomorrow will be the day after tomorrow! We can no longer sit still and wait for death!"
Ms. Yan Hongli: "Haha, our current advertising revenue is pretty good."
"I have found the reason why our strategy failed. Liang Xin uses social networking to drive web games. Langzhan wants to rely directly on games to make a comeback, but they are also media social platforms. The traffic we Qiuqiu sends to Langzhan are all primary school students. Traffic. Primary and middle school students go to Langzhan to play social web games for middle-aged people in the mood of playing games. They will definitely not be able to beat them. They started on the wrong path from the beginning! But when we cooperate with Dudu, the situation is different. Dudu Du itself has social attributes. Your Tieba, our Qiuqiu, and the games we copied from Dongfeng Web Games, the three of us are a perfect match! In this way, we will open , and Dudu will get , how about it? "
"Haha, our current advertising revenue is pretty good."
"Mr. Yan, you don't want to make progress! What if Liang Xin comes in and divides your search market share? Besides, the web game market is so hot now, are you really not interested at all? One day for Sanjin Technology 4000 million in turnover!”
"Haha, our current advertising revenue is pretty good."
Brother Poni: "..."
Hold!Hahahaha!
Something that cannot be supported!
(End of this chapter)
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