Rebirth of the Most Powerful Tycoon in Hong Kong

Xiangjiang, Central, Queen's Road Central, in a western restaurant on the top floor of a commercial building.

A ghost in his thirties sits at a table on the terrace outside the restaurant, overlooking the scenery of Central.

But at this time, the ghost was not in the mood to appreciate such a beautiful scenery, and he was actually a little nervous. He didn't know why the tycoon known as Xiangjiang No.1 would meet him today, but when he was nervous, his There is more excitement in my heart.

As the No. 1 in Hong Kong, Chu Huan suddenly called him from the office of the secretary of the Chinese Bank this morning, saying that Chu Huan asked him to have lunch with him, which showed that Chu Huan had something to do with him. Otherwise, Chu Huan would not ask him to meet him, but what really excited Gui Lao was that it was probably a good thing, because if it was a bad thing, Chu Huan's secretary would not call him on purpose.

Gui Lao thinks that he has some status in the Xiangjiang business world, but this status is definitely not to the point where Chu Huan is free to take the initiative to meet him.

It was precisely because of this mood that the ghost didn't notice that many people in the restaurant took the initiative to greet him.

Just as Gui Lao thought, he still has some status in Xiangjiang's business world, which also made him attract the attention of many people in the restaurant.

Soon, Gui Lao noticed the entrance of the restaurant. Chu Huan, who was dressed in casual clothes, walked into the restaurant accompanied by a bodyguard in black.

Seeing Chu Huan come in, Gui Lao got up immediately.

When Chu Huan came here, Gui Lao took the initiative even more, but maintained an neither humble nor overbearing attitude to greet Chu Huan.

"Director Chu!"

Chu Huan nodded slightly, and after sitting down, he smiled and said, "It's the first time I've come to this restaurant, I didn't expect there to be such a beautiful restaurant in Xiangjiang!"

Gui Lao also sat down, and then said with a smile: "This restaurant just opened this year, and some high-level executives who work in the Central Company like to come here for lunch!"

Chu Huan nodded slightly, when the waiter came over, Chu Huan ordered some food casually, and chatted with the other party about business.

"Du Huilian, are you curious why I suddenly invited you out for a sit down?"

This time, the ghost that Chu Huan met with was Du Huilian, who later left some name in the Xiangjiang business circle. This person is now a senior executive of Weida Securities. Weida Securities is registered in England, but its main business is in Hong Kong. Securities company, which is somewhat similar to the situation of Standard Chartered Bank.

In 84, Du Huilian will be promoted to the president of Vida Securities, responsible for the investment business of Bank of Asia. In the same year, Citicorp Bank acquired Vigo Securities. , and Du Huilian served as the chief executive officer of the reorganized Citigroup International!

In the second year, Liang Botao, another genius in the Hong Kong securities industry, joined Citicorp International as the vice president.

In the Du Liang era, Citicorp International participated in many large-scale acquisitions in Xiangjiang, and its reputation was growing day by day.

Among them, the most representative one is Wanguotong International, represented by Liang Botao, who assisted Liu Luanxiong in the acquisition and attack, which is regarded as a classic in the consulting industry!

However, after the global stock market crash in 87, Citicorp Bank adjusted its strategy and shrunk its business in Europe, America and other places. Injected capital, established Peregrine International, which was well-known in Xiangjiang during the 90s!
After the establishment of Peregrine International, the first goal it set was to help Li Jiacheng complete the acquisition of Hong Kong Kwong Sang Hong.

After its success, Peregrine International became famous in Xiangjiang. At that time, Du Huilian announced that he would make Peregrine International into a world-class company like Morgan Stanley, Goldman Sachs, and Merrill Lynch in Xiangjiang.

It is a pity that Peregrine International was brilliant in the 90s. During the Asian financial turmoil, Peregrine became the first victim of Xiangjiang!

"To be honest, I'm really curious. I don't know why Mr. Chu would criticize me so much today!" Du Huilian said humbly.

Chu Huan said with a smile: "Now that Jiaku has completed the acquisition of the Bank of East Asia, if you add the former Alder Commercial Bank Xiangjiang Branch, Fengwu Securities, and the acquired companies of Volkswagen International Investment, it can be regarded as It can be said that Jiaku has initially completed its layout in the financial industry, and I think Du Sheng has no objection to this, right?"

Although he still didn't know the purpose of Chu Huan's invitation, Du Huilian still answered Chu Huan's question with a smile.

"Alder Commercial Bank has a presence in North America, Japan, and Xiangjiang, as well as the overseas securities business of Fengwu Securities. Investment and other five financial companies are responsible for their investment business, so it seems that the layout of Jiaku in the financial industry has indeed been initially completed!"

Chu Huan nodded slightly, and said, "Du Sheng talked about the beginning, so there is a follow-up?"

Du Huilian began to feel a little excited. People like Chu Huan would not tell him these things for no reason. Nowadays, it is obviously a kind of school examination.

Although Weida Securities is somewhat famous in Xiangjiang, it is really far behind Jiaku.

People go to high places, and water flows to low places. If you can enter Chu Huan's field of vision, then your future achievements will definitely be higher than those of you who stayed in Weida Securities. I have recruited talents like myself from the outside.

Now Jiaku has actually initially completed its own talent reserve, digestion and other issues!

Because of Jiaku's tens of billions of apartment plans, Jiaku's development and other factors, Jiaku has become the most favorite company for migrant workers in Xiangjiang. The first choice is always Jiaku. Only after being rejected by Jiaku, they will set their sights on other companies.

Therefore, Jiaku has become the most difficult company in Xiangjiang to enter, but it is also such a difficult access policy that the entire talent pool of Jiaku is full of first-class talents.

After one or two years of training, they will enter various companies under Jiaku for training. If they can complete their tasks, then what awaits them will be a bright future.

This also makes Jiaku no longer need to dig talents outside.

But now Chu Huan personally came forward to meet with him, and asked him about the layout of Jiaku in the financial industry, which actually represented a lot of things!
A person of Du Huilian's level naturally wouldn't plan a tens of billions apartment in Serie A. After all, according to his own labor, it is very easy to live in a villa in Xiangjiang.

But what he cares about is the development of Jiaku. You must know that although Jiaku is now the number one consortium in Xiangjiang, Jiaku is still a consortium that has just started its business for not many years. The future of the library is definitely full of vigor and bright.

After thinking about this, Du Huilian cheered up and said seriously: "It is indeed the case. Although after the acquisition of the Bank of East Asia, although some weaknesses of the Xiangjiang Branch of Alder Commercial Bank in Xiangjiang have been supplemented, there are still many problems for us. In terms of the banking industry, very important businesses have not been developed, such as the insurance industry. In my opinion, the insurance industry will be an important part of commercial banks. is not enough.

In addition, it is the investment departments of these two banks. Now they are basically relying on the foundation of Dazhong International Investment, and the other is the help of Jiaku's real estate project investment department.

In my opinion, this is not enough and needs to be developed.

There is also the layout of merchant banks, which is also behind HSBC and Standard Chartered.

In addition, in fact, the layout of Jiaku in the banking industry at this time is actually stronger than many banks, even surpassing some established commercial banks, but Jiaku is behind him, which is not enough.

HSBC has already begun to lay out their strategic base in Europe, but now Alder Commercial Bank has not entered the European banking industry, which is very unqualified in my opinion.”

Looking at Du Huilian who was talking eloquently in front of him, Chu Huan knew that he had found the right person this time. Just as Du Huilian thought, when Chu Huan came to see Du Huilian in person this time, he actually wanted to recruit him under his command. This meeting can also be said to be an interview with Du Huilian.

The insurance business that Du Huilian talked about was actually something that Chu Huan had been thinking about.

During the Japanese Occupation period, Heung Kong's insurance business stagnated. It was not until after the war that Heung Kong's insurance business resumed development.

During this period, due to the unprecedented prosperity of entrepot trade, it drove the development of the insurance industry, and many new insurance companies opened in Xiangjiang one after another.

Around 49 years ago, insurance companies with Anglo-American capital retreated their original institutions in mainland China to Xiangjiang, using Xiangjiang as the regional headquarters for expanding their business in the Asia-Pacific region.

In the middle and late 20s, Xiangjiang's economy embarked on the road of industrialization, the population grew rapidly, and the insurance industry became more important, and it became increasingly diversified, collectivized and internationalized.

At this stage, Xiangjiang Insurance has changed from the pre-war agency business to various insurance groups setting up their own companies in Hong Kong.

In the 70s, Xiangjiang's economy was prosperous, which created good external conditions for the development of the insurance industry.

At that time, the Hong Kong government seldom supervised the insurance industry. An insurance company only needed to go through business registration and pay the registration fee to the Companies Registry to operate.

Insurance companies have sprung up like mushrooms, and many banks, financial companies, even commercial banks, and real estate companies have attached insurance companies.

This year, there are more than 300 insurance companies in Xiangjiang, half of which are foreign-funded companies. During this period, life insurance has the fastest development in the insurance industry in Xiangjiang.

Approaching the previous four insurances of fire, automobile, accident and marine insurance.

However, what followed was that the Hong Kong government began to formulate various rules based on the chaotic insurance industry in Hong Kong. First, in 1978, the Hong Kong government passed new regulations, stipulating that the minimum capital of newly registered insurance companies was 500 million Hong Kong dollars. At that time, the Hong Kong government revised the "Hong Kong Insurance Company Regulations" again, stipulating that the minimum capital of insurance companies is 1983 million Hong Kong dollars each for general insurance or life insurance business, and 500 million Hong Kong dollars for general insurance and life insurance at the same time. The insurance business is 1000 million Hong Kong dollars.

These regulations have also caused some insurance companies with insufficient strength to close down one after another.

"Tell me about Xiangjiang's current insurance industry!" Chu Huan said to Du Huilian.

Du Huilian nodded and said: "Although there are many companies in Xiangjiang's insurance industry, they are still dominated by foreign-funded insurance companies, among which British and American companies are the main ones. Our company has investigated before, and now in Xiangjiang There are about 50 British-funded insurance companies, and about 30 American-funded insurance companies, followed by companies from Japan, Australia, and New Zealand.

Among the US-funded insurance companies, the most powerful are the two insurance companies of American Asia and North American Overseas, especially American Asia, which represents 10 overseas and 8 local insurance companies.

Among the British-funded insurance companies, Jiandang Insurance and Yuren Insurance have the longest history and the strongest strength. Among them, Jiandang Insurance’s advantage is their overseas business, while Yuren Insurance focuses on the business of Xiangjiang and Asia. It can be said that both sides have their own advantages! "

Chu Huan continued to ask: "If Alder Commercial Bank Xiangjiang Branch and Bank of East Asia want to promote their own insurance business, should they start their own insurance company, or directly acquire the existing insurance company in Xiangjiang?"

Du Huilian's answer to Chu Huan is becoming more and more fluent now, and he said: "My personal opinion is that it is best for Bank of East Asia to acquire a Hong Kong local insurance company, so that it can focus on Bank of East Asia's Xiangjiang brand, and Alder Commercial Bank Xiangjiang Branch is best to buy a British-funded or American-funded insurance company, preferably a British-funded company, because most of the insurance companies of British-funded companies are backed by the British-funded banks behind them, and now The mainstream business model in the world is that the two parties hold each other's shares. In this case, it has actually laid a good foundation for Alder Commercial Bank to enter the European banking industry.

Because of the capital of Bank A, these two insurance companies can give Xiangjiang people the impression that they are not short of money. I think this will allow these two banks to make a better difference in the insurance industry! "

After Chu Huan finished listening, he nodded slightly. It can be said that the interview with Du Huilian was successful this time, so Chu Huan then revealed his real purpose for coming to see Du Huilian.

"Since Jiaku acquired Volkswagen International Investment, there has been a lack of a suitable helm. I have actually read your information. After chatting with you today, I am also very satisfied with your performance. Now I want to ask , are you interested in taking the position of president of Volkswagen International Investment?"

Du Huilian's answer could already be guessed, if he hadn't been interested in Jiaku Jiaku, he wouldn't have talked so much with Chu Huan just now.

"If I can join Dazhong International Investment, it will be a very brilliant page in my career!"

Chu Huan nodded with a smile, stretched out his hand and said, "Welcome to join the big family of Jiaku."

Du Huilian also stretched out his hand, and seriously said to Chu Huan: "Thank you, Chairman, for your appreciation. I will be responsible for the company seriously!"

Chu Huan nodded and said, "Okay, after you leave Wei Gaoda, you can contact Xu Yi. At that time, let's talk about the future plan of Volkswagen International Investment."

The acquisition of an insurance company is just one of the trivial matters of Volkswagen International Investment, and there are three other major matters waiting for Du Huilian to help Chu Huan solve them!
But all of this will have to wait for Du Huilian to submit his resignation at Vida Securities and officially join Volkswagen International Investment.

Du Huilian nodded and said, "I can report to Mr. Xu next Monday!"

Chu Huan nodded in satisfaction and said, "Very good!"

After leaving the restaurant, Chu Huan returned to No. 12 Mount Kellett Road.

After training, Cao Yunshang has now officially returned to his job, and Chu Shifeng also has a full-time nanny team to take care of him, so there is no need to worry.

When Chu Huan came back now, he didn't see Cao Yunshang, but instead saw Zhu Xiaozhao.

"Why are you here?" Chu Huan asked Zhu Xiaozhao with a smile.

Zhu Xiaozhao sat on the sofa and said with a smile: "I called the company before, Xu Yi said that you are not in the company, but you will return to No. 12, Mount Kellie Road in the afternoon, so I will come over."

Chu Huan asked with a smile: "Is there something wrong?"

Zhu Xiaozhao nodded and said, "Well, there is indeed one thing I want to discuss with you."

Chu Huan stood up and said, "Then let's talk in the study!"

"Ok!"

After the two came to the study, Zhu Xiaozhao said to Chu Huan: "Brother Huan, how much do you know about Guangshengxing?"

Guangsheng line?
Chu Huan really didn't expect that Zhu Xiaozhao would ask him about Guangshenghang after he made an appointment with Du Huilian, and preached with a smile.

"Know some, but not too much!"

Although Kwong Sang Hong was founded in 1898, it was actually registered in Xiangjiang in 1910, and it was listed in Xiangjiang in 1941.

It can be said that it is an old-fashioned Chinese-funded company that has grown in step with Hong Kong's economy.

The founder of Guangshenghang was Feng Futian. In the early days, Guangshenghang's business was in Yangcheng, specializing in cosmetics. However, because of capital turnover and other problems, Feng Futian ended Guangshenghang's business in Yangcheng, and Feng Futian also came to Xiangjiang. Feng Futian, who first came to Xiangjiang, first worked as a comprador in a Dejian foreign company specializing in western medicine, and was appreciated by the British pharmacist of the foreign company. He learned English and knowledge of dispensing medicines, and met many foreign businessmen, for his future career development. lay the foundation.

At that time, cosmetics imported from abroad were sold at extremely high prices, and they were only exclusive products for foreign family members and wealthy ladies, and the general public had no chance to care about them.

Feng Futian saw the lack of affordable high-quality cosmetics for ordinary women in Hong Kong, so he spontaneously came up with the idea of ​​starting his own business. In 1898, he formed a joint venture with his friend Liang Zezhou and others to establish the first cosmetics company in Hong Kong, Kwong Sang Hong. In 1910, it was officially registered as a limited company. , with a share capital of HK$20.

In 1912, Kwong Sang Hong purchased land in Wanchai and Causeway Bay of Hong Kong Island and set up factories. At that time, the number of branches had expanded to more than 20, all over Hong Kong and the mainland.

The products of Kwong Sang Hong are all registered trademarks of "Shuangmei Mark". It is said that there is a beautiful legend about the origin of "Shuangmei Mark". The young girl, dressed in white, has a pretty face, like a fairy coming down to earth, so she had an idea and named the product "Shuangmei Mark".

Another legend is that on the night before the opening of Guangshenghang, an angel reported a dream to Feng Futian, saying that he had a relationship with Shuangmei, and that if its products were named after Shuangmei, it would definitely bring him wealth.

After waking up, Mrs. Fung did exactly that. After the launch of the "Shuangmeima" product, the response was really good, and it became a well-known cosmetics brand in Hong Kong.

By the 20s and 30s, the cosmetics business of Kwong Sang Hong was in full swing. In addition to the famous toilet water, the cosmetics produced and sold also included cream, Rongli cream, talcum powder, Ruyi palace, Tianfang cream, hair oil, Toothpaste, foundation cream, prickly heat powder, deodorant fox cream, etc. There are more than 350 kinds of products.

The products sell well in Xiangjiang, mainland China and various ports in Southeast Asia.

To put it simply, Kwong Sang Hong at that time was the current Watsons of Xiangjiang.

It is a pity that with the outbreak of the war, Kwong Sang Hong's business has also suffered a blow. After the war, Kwong Sang Hong has begun to shift its business from the cosmetics industry to the real estate industry. In terms of property development, the real estate company most closely associated with Guangshenghang is Lijiacheng's Changshi.

"You want to buy Guangshenghang?" Chu Huan guessed Zhu Xiaozhao's plan.

Zhu Xiaozhao nodded and said with a smile: "Now the Yunhai Group has completed the digestion of doll noodles. As for the research on sauce packets and seasoning packets, there are also special research institutions. In addition, the research and development of soda in my hometown and Yangcheng Sports Research Institute have already been completed. It's on the agenda, and I think it's time to prepare for the next step of Yunhai Group's development.

Watsons has now become the largest chain store in Hong Kong. It mainly deals in cosmetics, medicines and daily necessities. If we can acquire Kwong Sang Hong, we can also use the products of Kwong Sang Hong to transform Watsons from sales to Strategic upgrade of R&D and sales integration! "

Chu Huan said: "However, most of the focus of Guangsheng Bank has been placed on the real estate industry now. Their products can no longer keep up with the trend of the times. In addition, their R&D institutions must have been unable to keep up. Such a Guangsheng Is it still useful for Watsons?"

This is the sad part of Xiangjiang enterprises. The real estate industry in Xiangjiang is developing too fast. There are promotions from the Hong Kong government, real estate developers, and the general public in Xiangjiang, but no matter who promotes it , have made Xiangjiang's real estate business gradually move towards an uncontrollable situation.

At the beginning, Chu Huan thought about changing this situation, but with the development of Xiangjiang, Chu Huan has realized that this is impossible to change.

So in the later period, Chu Huan just let it go.

The current Kwong Sang Hong is the same as other companies in Xiangjiang. They are all using the land they occupied when they entered the capital market of Xiangjiang in the early stage for development.

He no longer paid attention to his original industry.

Take Guangsheng as an example. This was the largest cosmetics research and development and sales company in Xiangjiang. By the end of the 80s, their cosmetics Lilan was only 600 million Hong Kong dollars, which only accounted for 1% of their group's net Lilan. is trivial.

"And I also heard that the board of directors of Guangsheng Bank has a lot of cash in the bank. If you can't guarantee a peaceful takeover, then you have to start the clarion call for a hostile takeover. It will definitely be a bloody battle!"

Facing Chu Huan's question, Zhu Xiaozhao had already made investigations and plans.

"I asked someone to investigate. Although the R&D department of Guangshenghang has not developed new products for a long time, it is not that their R&D personnel are not good, but that Guangshenghang itself is no longer willing to allocate funds to support their research and development. , now the board of directors of Guangsheng Bank is just lying on the credit book and making profits.

In addition, Kwong Sang Hong also has a sales channel that Xiangjiang is not inferior to Watsons. If Watsons completes the acquisition of Kwong Sang Hong, it can monopolize the sales channels of Hong Kong cosmetics, medicines, and daily-use products. The warehouse held by itself is also very much needed by Watsons.

The most important thing is that Guangshenghang owns a large amount of high-quality land. As long as the acquisition of Guangshenghang is completed, whether these lands are developed by Yunhai Group itself or sold, it can be guaranteed that Yunhai Group will make a profit from this acquisition! "

Seeing that Zhu Xiaozhao had made up his mind, Chu Huan did not raise any objections. Although Yunhai Group had its own general direction, but the specific development was developed step by step by Zhu Xiaozhao, so Chu Huan was also willing to believe in Zhu Xiaozhao's ability.

"Okay, now that you have made your decision, I have no objection to this matter, but you don't need to develop the land of Guangsheng Hong. The development of real estate is enough for real estate development. The group doesn’t need to play a role in this anymore, if Yunhai Group can successfully acquire Kwong Sang Hong, I will arrange for Zhulu Real Estate and Hehe International-Wheelock to connect with you!”

Zhu Xiaozhao has no opinion on this. She really has no plan to let Yunhai Group enter the real estate industry. Now with Chu Huan's arrangement, it is even more perfect. After all, Zhulu Real Estate and Hehe International-Wheelock have rich cash reserves , At that time, they can take over Guangshenghang's land at one time, which will also allow Yunhai Group to withdraw funds in the shortest possible time!
"Brother Huan, do you agree?"

Zhu Xiaozhao confirmed to Chu Huan again.

Chu Huan nodded and said with a smile: "Since you are so confident, I naturally agree. It just so happens that Jiaku is going to come to a talent at this time, and I will introduce him to you when the time comes for the acquisition of Guangshenghang. , just let us see his true strength!"

In another time and space, Du Huilian's Peregrine helped Li Jiacheng complete the leveraged buyout of Guangsheng Bank. Now Chu Huan also wants to see what kind of results Du Huilian will make when the acquisition of Guangshenghang was ten years ahead of schedule. come out.

"Who is it?" Zhu Xiaozhao asked curiously.

Chu Huan told Zhu Xiaozhao about Du Huilian's situation. After Zhu Xiaozhao heard it, he just said that he had heard of the name.

Originally Chu Huan thought that Zhu Xiaozhao came to find him because of Guangshenghang's affairs, but now that Guangshengxing's affairs were finished, Zhu Xiaozhao's complexion began to turn red, and he leaned into Chu Huan's ear and told him softly. Chu Huan an important matter