Reborn as a Hong Kong Tycoon

Chapter 159 Loan Guarantees
In the evening, Lin Baicheng took Jobs to the restaurant that he had an appointment with Wade Thomas.

Since Wade Thomas was invited to dinner, and Jobs was there, Lin Baicheng decided to take them to a western restaurant instead of Chinese food.

"Ellen!"

When Lin Baicheng and Jobs arrived, Wade Thomas had already arrived.

"You seem to be the chairman of Apple Inc., I remember correctly, right?"

Wade Thomas recognized Steve Jobs, because he had seen Jobs when he took Lin Baicheng to Apple to sign the contract, but only once, so he forgot Jobs' name.

"Yes, Mr. Thomas, I'm Steve Jobs."

At this moment, Jobs is still a small person, at least in the eyes of Wade Thomas.

But it's normal to think about it. The chairman of a company with a market value of only a few million dollars is not an absolute major shareholder. As a Goldman Sachs executive, Wade Thomas will naturally not take it seriously.

"Thomas, you came early."

Lin Baicheng greeted each other with a smile. We have dealt with each other more times, and everyone has become closer.Wade Thomas was very willing to make friends with Lin Baicheng, a rich man, and Lin Baicheng was also willing to make friends with Wade Thomas, a Goldman Sachs executive, and the relationship between them was gradually established.

Following the arrival of Lin Baicheng and Jobs, the waiter came over, and the three ordered their meals.

Lin Baicheng chatted with Wade Thomas first, and then got to the point.

"Thomas, I brought Jobs to you this time because Apple wants to get a loan from Goldman Sachs, so I need your help."

"Apple?"

Wade Thomas nodded when he heard the words. After seeing Jobs, the chairman of Apple, he knew that Lin Baicheng must be looking for him this time because of Apple's affairs.

"I remember, Alan, you invested in Apple in November last year. How is the company doing now?"

Lin Baicheng smiled and said: "The development is not bad, and my original investment has now been earned."

"So Apple is now valued at over $600 million?"

Wade Thomas was a little surprised, and then said: "I said Alan, you shouldn't be calculating based on your valuation again?"

Lin Baicheng waved his hand: "Of course not, it's the normal valuation of the market."

"So Apple is doing really well."

In three or four months, the company's valuation has more than doubled, and the development speed is indeed good, but Apple is still too small, so Wade Thomas didn't take it seriously.

"Alan, how much money does Apple want to borrow? Is there any collateral?"

"Apple wants a $500 million loan, as collateral."

Jobs replied out loud that he couldn’t go on talking about mortgages, because Apple didn’t have any heavy assets to mortgage, and using shares as mortgages required all shareholders to put up corresponding shares for mortgages, which required communication with all shareholders. He now Unable to make decisions for other shareholders.

Seeing Jobs looking at him, Lin Baicheng asked him: "Jobs, if you give you a loan of 1000 million US dollars, can you make the company develop faster? At the same time, the money will be used in the company development, rather than the enjoyment of your management?"

When Jobs heard this, he immediately responded, "Don't worry, Allen, the funds from this loan will definitely be used for the development of the company. I am also a major shareholder of the company, and the loan funds must be repaid. Take it and enjoy it, and the loss is also my money."

"Okay, I believe you."

Lin Baicheng nodded, anyway, no matter how much the loan is, it will be repaid by Apple. He believes that the chairman, Jobs, will use the money where it should be used.

"Thomas, I want you to do me a favor with a $1000 million loan to Apple from Goldman Sachs, without any collateral, but I can act as a guarantor."

Lin Baicheng is the guarantor of the loan, that is to say, if Apple does not pay the money, then Goldman Sachs can ask Lin Baicheng for the money.

"Since it's Allen you guarantee, there's no problem."

Wade Thomas immediately agreed when he heard the words, and did not ask Lin Baicheng for collateral.With Lin Baicheng's assets, a loan of 1000 million US dollars is nothing at all. Lin Baicheng alone has million US dollars in cash in his Goldman Sachs account.

Seeing that Wade Thomas agreed, Lin Baicheng said to Jobs: "Jobs, tomorrow I will ask Isabella to take you to Goldman Sachs to handle the loan. You will discuss the specific terms yourself."

"Thank you, Ellen!"

Jobs gratefully said that with this loan of 1000 million US dollars, Apple can immediately develop at a super speed and establish its own production line.

Up to now, Apple has not yet had a professional production line. It has always purchased related accessories from outside, then produced some core accessories, and then assembled them, so the production capacity has not been very good.

After the establishment of a professional production line, Apple's personal computer production capacity will inevitably explode. In a short period of time, there is no need to worry about production capacity. The only thing to consider is how to sell the personal computer.

"You're welcome, Jobs, this is what I should do as a major shareholder."

Lin Baicheng waved his hand. After all, he owns 30% of Apple's shares. It is in his interest that Apple's development is faster than in his previous life, at least he can see the return earlier.

"Alan actually guaranteed a loan of 1000 million US dollars for Apple without collateral. It seems that his net worth is more than we thought!"

Looking at Lin Baicheng who was chatting and laughing with Wade Thomas, Jobs couldn't help thinking in his heart.The reason why he came to Lin Baicheng after discussing with the management this time was because he thought that Lin Baicheng should be rich and had some connections with Goldman Sachs, so he wanted to ask Lin Baicheng for help. Unexpectedly, Lin Baicheng not only helped them easily, but also helped them think The amount to be loaned has doubled.

After talking about the business, it is natural to chat later.

The next morning, Lin Baicheng asked Isabella to take Jobs and the lawyer to Goldman Sachs to find Wade Thomas.

Since Wade Thomas agreed to Lin Baicheng, he naturally wanted to do things well, so he negotiated the loan interest very happily, and asked someone to draw up the contract that morning. After both parties confirmed that there was no problem, he approved it to Apple. $1000 million loan.

Jobs, who got the loan, was very happy. He specially invited Lin Baicheng and Isabella to dinner at noon to express his gratitude, and Lin Baicheng did not refuse.

In the afternoon, after receiving the loan funds, Jobs went back to Apple.With this 1000 million US dollars, Apple will usher in rapid development, and its development speed will inevitably be much faster than in the previous life.

　(Thanks to 'A Little Bird LOGO' for the great support!)
　　
　
(End of this chapter)